(ThyBlackMan.com) If I could have one ”do over” insurance decision, I would have purchased personal/private short and long-term disability insurance, in my 20’s.  Recently I became one of the 40% of Americans with a chronic illness and applied  for short and long term disability insurance. I discovered several loopholes and “20-foot ...

(ThyBlackMan.com) Disability insurance replaces a portion of employee’s income when they cannot work because of an illness or disability. Disability insurance provides wage replacement benefits that cover, on average, up to 60% to 66% of employee earnings. To cover the remaining of your income you can consider buying a private/individual insurance disability income policy to supplement your Company group plan ...

(ThyBlackMan.com) Are you sick and tired of wishing again and again to learn some of the things you feel are important to you? You probably are cowering in fear that you’ll never learn the skills even though they mean a lot to you. Here comes the good news. You can accomplish ...

(ThyBlackMan.com) When it comes to legal procedures and legal teams, we often think that only lawyers are involved. This may have been the case in the past, but, now it’s different. Legal teams, nowadays usually use the aid of certain experts or advisors to help them determine several things. Whether it ...

(ThyBlackMan.com) Whether you’re looking at moving to Missouri for the beautiful views and historic landmarks, or it’s just simply where your heart is, you’ll be happy to know that there’s an abundance of land for sale in Missouri currently. In fact, it’s easier to get your hands on both undeveloped and ...

(ThyBlackMan.com) As we celebrate Black History, our challenge is where do we begin, how do we fill in the blanks and connect the dots to a legacy that is at least a hundred thousand years old? All too often we think our history began with our ancestors’ enslavement and haulage to ...

(ThyBlackMan.com) The Right Reverend William Barber has revived Dr. Martin Luther King, Jr.’s Poor People’s Campaign. He has reminded us that the triple evils of an age were racism, militarism, and poverty. But he has advanced the struggle for social and economic justice by including ecological devastation and the intersection between ...

(ThyBlackMan.com) When you love your children, you want the best for them. You are willing to sacrifice whatever is necessary for them to have everything they need. It is important for babies to come into this world with a hedge of love and protection around them. As they grow, they begin ...