(ThyBlackMan.com) Why do we have this overwhelming tendency to overspend on our kids during the holidays? I will admit that I have been guilty of during this in the past. When I thought I was done I would tell myself that I would buy just one more gift. Even when ...
(ThyBlackMan.com) There is a saying from my favorite movie Dune about fear. The best two lines go, “Fear is the mind-killer. Fear is the little-death that brings total obliteration.” This is absolutely true in entrepreneurship. I know many people with great ideas, great talent, and great entrepreneurship potential who never ...
(ThyBlackMan.com) Does the idea of asking for a raise make you squeamish? Does the idea of negotiating a better price make you want to run in the other direction? Are you charging the same for your services that you charged in 2002, afraid to tell your clients you’re raising your ...
(ThyBlackMan.com) Good business plans create great roadmaps for a new or existing business. After reviewing hundred business plans in my career I have come to one conclusion. All business plans need an action plan to go with it. They need to Actionify. An action plan is different than a business ...
(ThyBlackMan.com) The most challenging issue facing Black Americans today is our lack of unity. The lack of unity that exists among African Americans undermines our ability to progress politically, socially and economically. The Black Americans that “blew up the most” over past decades typify the fact that the mass of ...
(ThyBlackMan.com) Time Magazine just released their top pick for Person of the Year – the Protester. OK…but along with that, came their list of People Who Mattered in 2011 – among them Casey Anthony and Warren Buffet…Mmmm. Here’s what I say: Occupy Wallstreet Arguably, Occupy Wallstreet has been one of ...
(ThyBlackMan.com) When a brotha catches your eye, he’s more than likely well-groomed and well-dressed. An unmistakable aura exudes from his presence, and it can be contagious. The current trendy term for it is “swagger”, but what is it really? Swagger generally is used to define the outward appearance and behavior ...
(ThyBlackMan.com) I am an African American financial advisor. However, African Americans and people of color have been a very small part of my wealth management business—so small, in fact, that the phenomenon spurred me to discover if what I have experienced holds true across the country. I have come into ...
(ThyBlackMan.com) Most college students end up taking advantage of financial aid while in college because there are several different scholarships, grants, and loans available to students. The key is to get as many scholarships and grants (free money) as possible while taking out as few loans (money you have to ...
(ThyBlackMan.com) Children truly are a blessing, but they’re not free. While it may be a free process to make them (or so we hope), that’s where the line is drawn. Why so many individuals forget this thought for a few minutes or hours of glory just completely baffles us. Then ...
(ThyBlackMan.com) Major wireless (cell phone) corporations should be conscious of the fact that much of their business and future depends heavily on the African American community. Fortunately, Verizon and AT&T understand this and are heavily involved in our community. T-Mobile will become much better, if the merger with AT&T takes ...
(ThyBlackMan.com) The debate about how much of your income you should contribute to a company-sponsored retirement plan rages on. Some say 10% and some say 15%, but according to Aon Hewitt the average 401k contributor only contributed 7.3% of her income. What percentage is right for you? How many years ...