(ThyBlackMan.com) It was not enough that the payroll tax cut for “working people” reduced the amount of money going into the Social Security Trust Fund; now our whopping $40.00 bonuses will be gobbled up by the oil companies as they raise the price at the pump. They have been wanting ...
(ThyBlackMan.com) Every tax season I see the same ads about getting your tax return as quickly as possible. There are ads on television. There are ads on every light post in town. Why are companies so helpful all of a sudden? Do people really understand the scam they are signing ...
(ThyBlackMan.com) Tax time is upon us. This is the time where Uncle Sam mandates that we reconcile taxes that were collected throughout the year by way of payroll withholdings and estimated payments and what’s rightfully due to the IRS. Individuals have until April 15th to get their tax return prepared ...
(ThyBlackMan.com) As Financial Education Month (April) draws near, I am reminded of why it’s important that the community of students, parents, financial educators, and financial institutions work together to promote basic personal finance. Expectations Are Changed Students today are constantly marketed to. I work with students and get to hear ...
(ThyBlackMan.com) As we still try to recover from the worst economic meltdown since the great depression, we continue to see a trend of high unemployment, foreclosures and bankruptcies. Despite that there are many people who are taking the proactive approach of getting their financial lives back in order by paying ...
(ThyBlackMan.com) With all the talk about the economy relative to the rich and the poor, tax inequity, disparities in employment, and high prices for the necessities of life, one very important consideration for Black people in the U.S. is cash flow – both individual and collective. Simply put, cash flow ...
(ThyBlackMan.com) There are a slew of new prepaid debit cards promising everything from raising your credit score to roadside assistance, but are these cards really better than an account at a financial institution? Let’s take a look at the three most common myths about using prepaid debit cards. #1 I ...
(ThyBlackMan.com) What do you get when you combine an already successful makeup artist business with a successful photography establishment? Lash To Lens. Lash to Lens is the brainchild of makeup artist Charlene Armstrong and photographer Kesha Lambert. Introduced by Charlene’s husband, the ladies started working with each other when they ...
(ThyBlackMan.com) Why do we have this overwhelming tendency to overspend on our kids during the holidays? I will admit that I have been guilty of during this in the past. When I thought I was done I would tell myself that I would buy just one more gift. Even when ...
(ThyBlackMan.com) There is a saying from my favorite movie Dune about fear. The best two lines go, “Fear is the mind-killer. Fear is the little-death that brings total obliteration.” This is absolutely true in entrepreneurship. I know many people with great ideas, great talent, and great entrepreneurship potential who never ...
(ThyBlackMan.com) Does the idea of asking for a raise make you squeamish? Does the idea of negotiating a better price make you want to run in the other direction? Are you charging the same for your services that you charged in 2002, afraid to tell your clients you’re raising your ...
(ThyBlackMan.com) Good business plans create great roadmaps for a new or existing business. After reviewing hundred business plans in my career I have come to one conclusion. All business plans need an action plan to go with it. They need to Actionify. An action plan is different than a business ...