(ThyBlackMan.com) Many people consider starting their own business but then they feel overwhelmed, daunted and never get it past the planning stages.  Especially if they have mediocre or bad credit, starting a business the traditional way can be a monumental task; not for the faint of heart.  Figure in start-up ...

(ThyBlackMan.com) While the 2012 Economic Census data have not yet been released, I am certain we will see another increase in the number of Black owned businesses in the past five years, since the last census was taken. As a matter of fact Black business start-ups increased at the highest rate ...

(ThyBlackMan.com) My PhD is in Finance, so I know this field pretty well.  I’ve taught dozens of students who’ve earned millions on Wall Street.  I studied finance for several hours each day from the age of 18 to 31, and then became a full-time professor at Syracuse University.  I’ve taught ...

(ThyBlackMan.com) Here’s how the latest episode of the debt ceiling drama will end: Congress will raise or suspend the country’s borrowing limit, probably for as much as a year. The debt ceiling problem is something that must be solved, and solved soon. People in and out of Congress need to ...

(ThyBlackMan.com) If you regularly fly United Airlines, then you may want to take advantage of some of the credit card offers out there that reward you with United Airlines miles for every purchase you make. By combining your United MileagePlus Explorer card with the Chase Sapphire Preferred card, you can ...

(ThyBlackMan.com) Barely over a month into 2014, Terrell Owens’ messy situation has crossed over into the new year. Despite having a very big fall in the eye of the public, Terrell has continued to fight for happiness. He married Rachel Snider in a small courthouse ceremony on January 23. Surprisingly, ...

(ThyBlackMan.com) When I see young single parents, I sometimes wish that they knew how much easier things would be if their kids had both parents working with them every single day. Obviously, most people don’t expect to become single parents, things just happen. But I can’t believe that life is ...

(ThyBlackMan.com) That was a simple question, but it also made me think.  First, I realized that we can’t presume that all black people spend  money this way.  Most of us know African Americans who are very good at saving and investing their money.  They are faster to spend money on ...

(ThyBlackMan.com) I don’t know about you, but over the course of my career, I have certainly had the occasion to realize I was underpaid for the work I was doing. In fact, the first time I was offered a job out of school, doing sports public relations, the salary they ...

(ThyBlackMan.com) People often romanticize the 38-year marriage of Nelson and Winnie Mandela.  The thought of a strong woman waiting 27 years for her husband’s release sends shivers down the spine. But sometimes those shivers are met with a dose of hard, cold reality.  One overwhelming truth is that Nelson Mandela ...

(ThyBlackMan.com) “Because the Negro does not own and control retail establishments in his own community, he is unable to stabilize his community…The Negro must pool his capital in order to help himself….This will enable him to solve his own problems.” S.B. Fuller Has the thought ever occurred to you that ...

(ThyBlackMan.com) The role we play in our own economic demise is mind-boggling. First of all, our priorities are screwed up. We place more emphasis on some of the most meaningless issues and aspects of life. We use much of our time talking about the housewives, the preachers, the husbands, the ...