(ThyBlackMan.com) Talking Dollars and Making Sense is exactly what Brooke Stephens does in her book of the same name in which she shows us how to make more, save more, invest more and build wealth for ourselves, our children and our children’s children. One-by-one she lists, and then shatters, the ...

(ThyBlackMan.com) Travel through any metropolitan city like DC or Atlanta, and you are likely to see an assortment of luxury vehicles from Mercedes and BMWs to Bentleys and Maseratis most driven by African Americans.  Even in some of the most distressed urban neighborhoods it is not uncommon to see high ...

(ThyBlackMan.com) Many Blacks saw the news concerning The American Jobs Act, not passing the United States Senate, as a major setback. It does not have to be. Without the distraction of The American Jobs Act, we can turn our attention to our real problem. Our problem, as a race of ...

(ThyBlackMan.com) I believe in the power of capitalism to harness the human instinct of greed.  I believe that profit is a great motive for business transactions and facilitates economic activity and efficiencies.  I also believe in fairness.  The Herndon Theory of Perfectly Symmetric Individual Income states that the flow of ...

(ThyBlackMan.com)  I’m both ghetto and bourgeois. Before I go any further, allow me to first explain to my bourgeois friends what “ballin-outta-control” means. Ballin-outta-control is urban vernacular slang. It means to do well, succeed, or ascend to the top of your profession. While at church this past Sunday, the pastor ...

(ThyBlackMan.com) Being an entrepreneur can be extremely rewarding for both financial and personal reasons.  Imagine the day when you can tell that crazy boss to kick rocks! Or how about having that extra income from a part time business so you can pay for you kids school clothes, and maybe ...

(ThyBlackMan.com) We are in the midst of an economic crisis that trickle-down economics can’t fix. We had what is known as a both a recession and a financial crisis, which take much longer to overcome when combined than individually. This has caused dramatic unemployment, underemployment, loss of homes, and financial ...

(ThyBlackMan.com) Who gets ahead more in the workplace?  Is it the in-your-face self-promoter, or the modest hard worker who sometimes lets her accomplishments go under the radar?  More importantly, what’s your style?  And how can you adjust it to get noticed and land that next promotion?  Coach yourself with these ...

(ThyBlackMan.com) Before I go into details about credit scores, let me first say that your focus should always be on raising your net worth as opposed to raising your credit score. A high credit score emphasizes you managing your debt. A high net worth emphasizes you eliminating your debt. When ...

(ThyBlackMan.com) Many people think that if they only made more money, they’d be free from worries about money. I wish that was true. If it was, then three-time Pro Bowl cornerback and ex-Raven, Chris McAlister wouldn’t be dead broke and living with his parents. Cornerback Chris McAlister was alleged to ...

(ThyBlackMan.com) James Carville, who is renowned for being former President Clinton’s political strategist and now a lobbyist and political analyst has been quoted in several news publications as saying, “Mr. Obama needs to fire somebody or assemble a new team of advisors.” Carville made these statements as the President got ...

(ThyBlackMan.com) [Disclosure: Shay Olivarria has worked closely with SCE Credit Union on various projects over several years.] I’m sure by now you’ve heard the news that Wells Fargo debit card customers in Oregon, New Mexico, Georgia, Washington and Nevada will be charged a $3 monthly fee for using their debit ...