(ThyBlackMan.com) Long-term wealth planning is not simply about maximising returns. It also involves deciding how much of a portfolio should depend on financial institutions, market liquidity and confidence in conventional assets. Shares, bonds and investment funds remain valuable, but tangible assets can provide another layer of diversification when inflation, currency ...
(ThyBlackMan.com) There are many ways to measure the health of a country. One way is growth of gross domestic product. Another is economic productivity. But there’s a less conventional measure worth watching: Do the world’s most talented and ambitious people want to immigrate here? Throughout most of America’s history, the ...
(ThyBlackMan.com) Deputy Attorney General Todd Blanche is not qualified to be the attorney general of the United States because he has demonstrated a hopeless conflict between the rule of law — which he has taken an oath to support — and his sense of personal loyalty to President Donald Trump, ...
(ThyBlackMan.com) The Trump administration is not eliminating workplace discrimination. It is eliminating the receipts. On July 23, the Equal Employment Opportunity Commission (EEOC) proposed abolishing the EEO-1 report and five related workforce reports. For nearly sixty years, EEO-1 has required large private employers to report the race, ethnicity and sex ...
(ThyBlackMan.com) The rapid proliferation of artificial intelligence and supercomputing technologies has many Americans worried about the future of their careers. In a survey last month, more than half of U.S. workers expressed concern that AI could take their job or the job of a family member. Another survey in December ...
(ThyBlackMan.com) At my age, I shouldn’t care so much whether the Boston Red Sox win or lose, let alone permit my daily mood to rise or fall accordingly. It’s only a game. It’s supposed to be a pastime (according to AI, something that “helps make the hours pass pleasantly when ...
(ThyBlackMan.com) Key Takeaways Many well-established platforms let users earn gift cards by completing tasks such as online surveys, playing games, and shopping. Sticking to trusted sites is important for ensuring timely, secure payouts and safeguarding your information. Using several methods in tandem can help you consistently accumulate rewards and increase ...
(ThyBlackMan.com) Nearly half of American homeowners — 47%, according to a December 2025 Rocket Mortgage survey of 1,018 homeowners — said they would finance a $20,000 renovation rather than pay from personal savings. That number deserves a second look, because “financing a renovation” is not a single financial decision. It ...
(ThyBlackMan.com) Many of today’s consumer loans are legal but abusive. Payday lenders and used car sellers often steer customers into costly contracts they barely understand. Low-income borrowers with jobs, and therefore, dependable cash flow to siphon off, are favored targets. Sure, there’s a sucker born every minute, as P.T. Barnum ...
(ThyBlackMan.com) In 2024, two hotels and several residents of San Francisco’s Tenderloin district sued the city, alleging it is using the neighborhood as a containment zone for rampant illegal drug use and other vices, making the residents terrified to leave their homes and businesses unable to recruit staff. According to ...
(ThyBlackMan.com) As an economist, I have spent much of my life thinking about what money does. It measures value. It facilitates exchange. It stores wealth. But money also tells a story. Every portrait placed on a bill announces whom this nation has chosen to honor—and whose history it expects us ...
(ThyBlackMan.com) Americans will soon choose a set of senators who will take office in January 2027 and serve through early 2033. In the final months of that term, Social Security’s retirement trust fund is expected to run dry and trigger benefits cuts of 22% — not just for the wealthy, ...