Tuesday, May 18, 2021

Is Staying Healthy Costing You A Fortune? Not Anymore.

September 28, 2016 by  
Filed under Health, Money, Opinion, Weekly Columns

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(ThyBlackMan.comIs the cost of your health too high? The simple answer is that staying healthy shouldn’t cost you anything. It should be free. But unfortunately, that’s not the world we live in. Even in countries where healthcare is ‘free,’ it’s still paid for by the consumer. Either through taxation or another charge, quality health care does cost money. So let’s ask a different question instead. Is it possible to reduce to cost of your health so that it’s more affordable? The answer is yes; you can. But it may require a few lifestyle changes that you might not want to accept straight away.

Improve The Quality Of Your Health

Are you fit as a fiddle and in the best shape of your life? If the answer is no, then there’s room for improvement. It doesn’t matter what age you are. There’s no excuse for an unhealthy lifestyle or blackcouplehealth2016body. Everyone has the potential to be fit, lean and mean. You’ve probably never thought about the financial advantages of being fit. But there are certainly benefits. If you are healthy, you’ll have fewer trips to the doctor. That’s going to take your insurance premium right down. Or, if you don’t have insurance, the basic cost of your annual medical care. The benefits are undeniable, and the only question is how can you obtain them. 

You should start by cutting out any unhealthy habits like smoking, drinking or drugs of any kind. Don’t kid yourself by thinking that vaping is better than smoking. Or that one glass of alcohol per week is better than a glass every night. It isn’t, these habits are destroying your health and killing your body. If you’ve had these habits for a long time, you can’t go cold turkey. Wean yourself off them slowly, but start doing it right now.

Next, we need to think about diet and specifically, junk food.  Eating junk food is just one more bad habit that you want to avoid. I suggest you start by researching what’s in the food you eat and how it’s made. Trust me, once you’ve seen how KFC chicken is produced, you’ll never eat it again. It’s not pretty.

Finally, we need to incorporate exercise into your lifestyle. You should be exercising at least once a day. If you’re lazy, the best way to encourage yourself to do this is to get a dog. Dogs are full of energy, and they won’t let you sit on the couch all day. At some point, you’ll need to take them out for a run and a play. You’ll be surprised how many calories you work off running with your dog.

Improving your quality of health is going to reduce how often you need medical treatment. But there’s more you can do to cut the costs.

Get The Best Insurance Deal

You need to think about getting an insurance contract setup that you can count on. First, you don’t want to be in the position where you have a medical treatment that your insurance doesn’t cover. That’s why you should look into 2017 Medicare supplement plans and other possibilities. By doing this, you can guarantee that you’ll never have to pay for an expensive procedure outside your insurance. If you’re still worried about your insurance plan, find out exactly what yours covers by speaking to a lawyer. That way, you’ll know whether you are on the best policy.

If you don’t have a policy, you should start by researching the market. Medical insurance is like anything else. It’s an industry, and there are plenty of different providers to choose from. Even if you already have a plan, you might want to switch to get a better deal.

Beating Hypochondria

A hypochondriac is someone that constantly thinks something is wrong. We all act like hypochondriacs at some point or another. Usually, it’s because we find something odd or weird on our bodies. Or, there’s a change to how our body functions. In most cases, these changes are going to be benign. But it doesn’t stop us searching online and scaring ourselves half to death. After the search and finding horrible results, we head to the doctors. They find nothing and all we get is a medical check up on our insurance history.

To avoid this outcome, we just need to start following one simple rule. Wait two weeks before getting any changes to your body checked out. If they go away after two weeks, they will  be nothing to worry about. If they don’t, well then you can start panicking. Nine times out of ten, though, it’s still going to be nothing. You’ve got more chance of winning the lottery than catching some of the diseases and conditions bloggers love to write about.

Staff Writer; Scott Hughes

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