(ThyBlackMan.com) Knowing the basics of credit card debt will make you fully aware of what to expect when things go wrong or when you cannot pay your bills. Credit cards have a great impact on our lives. If we use credit wisely, we can expand our horizons, start a business, ...

(ThyBlackMan.com) Are you the type of person who is stuck with huge debt? Have you searched for a way out but never succeeded? Before you go and hire a financial advisor, call the credit card companies and negotiate, or take any drastic step to eliminate your debt, you need to ...

(ThyBlackMan.com) If you are in deep credit card debt and want to be free, you need to clear your mind and set clear priorities of what needs to be done.  Being in debt is like being in prison.  You are restricted on what you can do because you need to ...

(ThyBlackMan.com) In September 2010, President Obama approved the Small Business Jobs Act – a new law that has become a very significant piece of small business legislation. The law extends the successful SBA enhanced loan provisions while offering billions more in lending support, tax cuts, and other opportunities for entrepreneurs ...

(ThyBlackMan.com) It seems everyone is out to get your money these days. Credit card companies and banks continually think of new sneaky fees. Supermarket scanners cheat us out of discounts. Scams and con artists lurk everywhere. That’s why I watch my money like a hawk. I got real serious about ...

(ThyBlackMan.com) Broke people speak a language of poverty. Here are 12 things they themselves that prevent the creation of wealth. The rich aren’t really that different from the rest of us. They put their pants on one leg at a time. They breath the same air. They need food, drink ...

(ThyBlackMan.com) I have to admit it. Americans are a wasteful bunch – perhaps the most wasteful people on the planet. While much of the world struggles to find its next meal, one quarter of all food produced in the United States is discarded! Restaurants, hotels, and supermarkets are big culprits ...

(ThyBlackMan.com) In a recent survey conducted by Fidelity Investments, 4-in-10 respondents claim that they would have to have at least $7.5 million in the bank in order to feel rich. The survey asked one thousand millionaires if they feel wealthy; over 42 percent of them said they did not. “They ...

(ThyBlackMan.com) The rapper Sean “Diddy” Combs has reached another milestone in his increasingly storied hip-hop career. This year, Forbes ranked Diddy as the wealthiest hip-hop artist in the world, with a net worth of $475 million. He was followed on the list by Jay-Z, who himself carries a net worth ...

(ThyBlackMan.com) I lived through the Fab Five era within college basketball, literally breathing the same air and vicariously identifying with the brothers who brought power and style to the sport. I was approximately the same age as the five freshmen who took their team to the NCAA championship, and I ...

(ThyBlackMan.com) There are two bankruptcy chapters utilized by most individuals including Chapter 7 – Liquidation and Chapter 13 – Reorganization. Both chapters provide an “automatic stay” which prohibits creditors from continuing and taking certain adverse actions against the debtor. Chapter 7 A Chapter 7 liquidation is the most common type ...

(ThyBlackMan.com) Are tax deadlines making you anxious or is the thought of having a big IRS tax bill leading you to procrastinate in filing your taxes? For many people, tax season is filled with worry and anxiety. If you’re still waiting on your W-2s or just haven’t found the time ...