(ThyBlackMan.com) How are you doing on that New Year’s resolution? Gained, rather than lost, those few extra pounds? Well, it’s time to double-down on resolutions now that the IRS tax deadline has passed. Here’s a list of top 5 tax resolutions for 2011 designed to get you in shape for ...
(ThyBlackMan.com) As a Money Coach for nearly a decade, and as someone who once owed $100,000 in credit card debt, I know that becoming debt-free isn’t just about using proper money-management techniques and effective debt-elimination strategies. It’s also about having the right mind-set to get out of debt. Here are ...
(ThyBlackMan.com) The IRS reports that 75 percent of taxpayers get a tax refund check each year, and that the average income tax refund is currently about $3,100. Getting a refund check after a year of hard work often feels like a bonus, but isn’t a tax refund more like giving ...
(ThyBlackMan.com) Take Heart, Laggards, There Is Still Time to Cut Your Bill or Boost Your Refund… The government has given its citizens several new tax breaks this year, and has made it easier than ever for them to file their returns. The days of battling lines at the post office ...
(ThyBlackMan.com) Yet another survey confirms what we already know: Blacks don’t save as much as their white counterparts. According to Prudential’s new study — the African American Financial Experience — 60 percent of African-Americans have less than $50,000 in company retirement plans and only 23 percent have more than $100,000. ...
(ThyBlackMan.com) Are you stuck in a bad debt situation? If yes, don’t feel hopeless. As long as you know the right steps toward credit repair, you can get yourself out of bad debt. This article shows you what to do to get out of debt starting today. Know your debts. ...
(ThyBlackMan.com) According to a study by Redbook and Smart Money magazine, 70% of couples talk about money at least once every week. Money has not been seen as a commodity according to Donna Laikind, a marriage and family therapist and a counselor on money problems among couples. Respondents said that ...
(ThyBlackMan.com) A tragic financial story involving an elderly widow recently had a lot of people shaking their heads — yet it had all the red flags and signs of a financial scam. It turns out the woman, a senior citizen named Mary Kubalak of Pembroke Pines, Florida, sent $370,000 to ...
(ThyBlackMan.com) Some important things have clearly changed in the U.S. economy. Jobs are hard to find and probably will be for awhile. Many families feel like they’re falling behind. Retirement, for many, seems more like an unaffordable luxury than a natural phase of life. Even the government may not be ...
(ThyBlackMan.com) Every now and then, some families get to experience “that intervention moment.” This is when the uncle who’s been getting high, drunk and abusive every single day finally admits that he might have a problem. Of course he still minimizes the significance of his issues, but he has at ...
(ThyBlackMan.com) Aside from being in a deep financial turmoil, there are other effects of getting into huge credit card debt. You will be stressed out, depressed and irritated all the time. You cannot even sleep at night since your debts will keep haunting you even when you go to bed. ...
(ThyBlackMan.com) Being in debt can be a horrific experience. Oftentimes it is the leading cause of family turmoil and divorces. If we learn how to manage our finances and understand the basics of managing debt, especially credit card debt, we may be able to avoid these horrible consequences. The following ...