(ThyBlackMan.com) I am an African American financial advisor. However, African Americans and people of color have been a very small part of my wealth management business—so small, in fact, that the phenomenon spurred me to discover if what I have experienced holds true across the country. I have come into ...
(ThyBlackMan.com) Most college students end up taking advantage of financial aid while in college because there are several different scholarships, grants, and loans available to students. The key is to get as many scholarships and grants (free money) as possible while taking out as few loans (money you have to ...
(ThyBlackMan.com) Children truly are a blessing, but they’re not free. While it may be a free process to make them (or so we hope), that’s where the line is drawn. Why so many individuals forget this thought for a few minutes or hours of glory just completely baffles us. Then ...
(ThyBlackMan.com) Major wireless (cell phone) corporations should be conscious of the fact that much of their business and future depends heavily on the African American community. Fortunately, Verizon and AT&T understand this and are heavily involved in our community. T-Mobile will become much better, if the merger with AT&T takes ...
(ThyBlackMan.com) The debate about how much of your income you should contribute to a company-sponsored retirement plan rages on. Some say 10% and some say 15%, but according to Aon Hewitt the average 401k contributor only contributed 7.3% of her income. What percentage is right for you? How many years ...
(ThyBlackMan.com) The biggest flaw of a hardly wealthy person is that they take their earnings at face value. If someone has a salary of $60,000, that doesn’t equate to a person having $60,000 of income. Yet, a hardly wealthy person would think just that. If this was your salary, what ...
(ThyBlackMan.com) It all looked so good in the beginning. There has been a change, but not what we expected. Unemployment is higher than ever for African-Americans. While there are many reasons, there is one direct correlation. The amount of contracting by Black-owned firms at the federal government level has drastically been ...
(ThyBlackMan.com) Terrell Owens has quite the financial burden on his shoulders at the moment. At the height of his career, he was earning millions of dollars and thriving in the NFL. To complement all of his success, he spent money like it was going out of style. Fast forward fifteen ...
(ThyBlackMan.com) Customer relationship management is essential to maintaining and growing a great business. You and your customer form a relationship, which is based upon a set of expectations and an exchange of brand loyalty, and payment (customer), in exchange for a satisfying product, customer service and consistency (business). Netflix violated ...
(ThyBlackMan.com) Talking Dollars and Making Sense is exactly what Brooke Stephens does in her book of the same name in which she shows us how to make more, save more, invest more and build wealth for ourselves, our children and our children’s children. One-by-one she lists, and then shatters, the ...
(ThyBlackMan.com) Travel through any metropolitan city like DC or Atlanta, and you are likely to see an assortment of luxury vehicles from Mercedes and BMWs to Bentleys and Maseratis most driven by African Americans. Even in some of the most distressed urban neighborhoods it is not uncommon to see high ...
(ThyBlackMan.com) Many Blacks saw the news concerning The American Jobs Act, not passing the United States Senate, as a major setback. It does not have to be. Without the distraction of The American Jobs Act, we can turn our attention to our real problem. Our problem, as a race of ...