(ThyBlackMan.com) As Financial Education Month (April) draws near, I am reminded of why it’s important that the community of students, parents, financial educators, and financial institutions work together to promote basic personal finance. Expectations Are Changed Students today are constantly marketed to. I work with students and get to hear ...
(ThyBlackMan.com) As we still try to recover from the worst economic meltdown since the great depression, we continue to see a trend of high unemployment, foreclosures and bankruptcies. Despite that there are many people who are taking the proactive approach of getting their financial lives back in order by paying ...
(ThyBlackMan.com) With all the talk about the economy relative to the rich and the poor, tax inequity, disparities in employment, and high prices for the necessities of life, one very important consideration for Black people in the U.S. is cash flow – both individual and collective. Simply put, cash flow ...
(ThyBlackMan.com) There are a slew of new prepaid debit cards promising everything from raising your credit score to roadside assistance, but are these cards really better than an account at a financial institution? Let’s take a look at the three most common myths about using prepaid debit cards. #1 I ...
(ThyBlackMan.com) What do you get when you combine an already successful makeup artist business with a successful photography establishment? Lash To Lens. Lash to Lens is the brainchild of makeup artist Charlene Armstrong and photographer Kesha Lambert. Introduced by Charlene’s husband, the ladies started working with each other when they ...
(ThyBlackMan.com) Why do we have this overwhelming tendency to overspend on our kids during the holidays? I will admit that I have been guilty of during this in the past. When I thought I was done I would tell myself that I would buy just one more gift. Even when ...
(ThyBlackMan.com) There is a saying from my favorite movie Dune about fear. The best two lines go, “Fear is the mind-killer. Fear is the little-death that brings total obliteration.” This is absolutely true in entrepreneurship. I know many people with great ideas, great talent, and great entrepreneurship potential who never ...
(ThyBlackMan.com) Does the idea of asking for a raise make you squeamish? Does the idea of negotiating a better price make you want to run in the other direction? Are you charging the same for your services that you charged in 2002, afraid to tell your clients you’re raising your ...
(ThyBlackMan.com) Good business plans create great roadmaps for a new or existing business. After reviewing hundred business plans in my career I have come to one conclusion. All business plans need an action plan to go with it. They need to Actionify. An action plan is different than a business ...
(ThyBlackMan.com) The most challenging issue facing Black Americans today is our lack of unity. The lack of unity that exists among African Americans undermines our ability to progress politically, socially and economically. The Black Americans that “blew up the most” over past decades typify the fact that the mass of ...
(ThyBlackMan.com) Time Magazine just released their top pick for Person of the Year – the Protester. OK…but along with that, came their list of People Who Mattered in 2011 – among them Casey Anthony and Warren Buffet…Mmmm. Here’s what I say: Occupy Wallstreet Arguably, Occupy Wallstreet has been one of ...
(ThyBlackMan.com) When a brotha catches your eye, he’s more than likely well-groomed and well-dressed. An unmistakable aura exudes from his presence, and it can be contagious. The current trendy term for it is “swagger”, but what is it really? Swagger generally is used to define the outward appearance and behavior ...