(ThyBlackMan.com) Post modern, materialistic hedonism. It is one of the most destructive things for the Black community. Our value system is now based on the pursuit of pleasure or the pursuit of things that we perceive will provide us with pleasure over the contentment gained by building supportive relationships with ...
(ThyBlackMan.com) Last year I spoke at the penitentiary. I talked to the guys about entrepreneurship, post prison opportunity and beginning to plan now for when they were released (those that would be) back into society. After the meeting I was inundated with brothers who had questions and wanted me to come ...
(ThyBlackMan.com) Before I go into details about credit scores, let me first say that your focus should always be on raising your net worth as opposed to raising your credit score. A high credit score emphasizes you managing your debt. A high net worth emphasizes you eliminating your debt. When ...
(ThyBlackMan.com) Often times as business owners (and even professionals) we can be so focused on getting the job done that we don’t bother to take a long hard look in the mirror. While the job may be well done, you can be unfairly judged because you did not become the ...
(ThyBlackMan.com) It was not enough that the payroll tax cut for “working people” reduced the amount of money going into the Social Security Trust Fund; now our whopping $40.00 bonuses will be gobbled up by the oil companies as they raise the price at the pump. They have been wanting ...
(ThyBlackMan.com) Every tax season I see the same ads about getting your tax return as quickly as possible. There are ads on television. There are ads on every light post in town. Why are companies so helpful all of a sudden? Do people really understand the scam they are signing ...
(ThyBlackMan.com) Tax time is upon us. This is the time where Uncle Sam mandates that we reconcile taxes that were collected throughout the year by way of payroll withholdings and estimated payments and what’s rightfully due to the IRS. Individuals have until April 15th to get their tax return prepared ...
(ThyBlackMan.com) As Financial Education Month (April) draws near, I am reminded of why it’s important that the community of students, parents, financial educators, and financial institutions work together to promote basic personal finance. Expectations Are Changed Students today are constantly marketed to. I work with students and get to hear ...
(ThyBlackMan.com) As we still try to recover from the worst economic meltdown since the great depression, we continue to see a trend of high unemployment, foreclosures and bankruptcies. Despite that there are many people who are taking the proactive approach of getting their financial lives back in order by paying ...
(ThyBlackMan.com) With all the talk about the economy relative to the rich and the poor, tax inequity, disparities in employment, and high prices for the necessities of life, one very important consideration for Black people in the U.S. is cash flow – both individual and collective. Simply put, cash flow ...
(ThyBlackMan.com) There are a slew of new prepaid debit cards promising everything from raising your credit score to roadside assistance, but are these cards really better than an account at a financial institution? Let’s take a look at the three most common myths about using prepaid debit cards. #1 I ...
(ThyBlackMan.com) What do you get when you combine an already successful makeup artist business with a successful photography establishment? Lash To Lens. Lash to Lens is the brainchild of makeup artist Charlene Armstrong and photographer Kesha Lambert. Introduced by Charlene’s husband, the ladies started working with each other when they ...