(ThyBlackMan.com) With so much talk going on about how low interest rates are, it makes sense to seriously consider home ownership. If you’re considering purchasing your first house, condo, or townhouse you’ll have to get your ducks in a row. Duck number one is making sure your credit reports from ...
(ThyBlackMan.com) It isn’t clear what is worse: the housing crisis that keeps deepening or the reports of pervasive banking fraud that keep getting exposed. With the banks facing billions in potential damages, perhaps some measure of justice can be done to the homeowners who have been the victims of the ...
(ThyBlackMan.com) It is not about race. It is about a philosophy and agenda that is rather foreign to his predecessors. The thought resembles that of the late Congresswoman Shirley Chisholm who addressed a group of Black manufacturers with this: “I don’t give a damn about businesses. All I am concerned with ...
(ThyBlackMan.com) Immediate and targeted action by both the public and private sectors is urgently required to address the devastating national unemployment rate for African Americans. With 14 million unemployed Americans of all races, genders and ages, there is certainly much pain that is shared by all. Yet, the degree of ...
(ThyBlackMan.com) You’ve undoubtedly heard the phrases 401(k), 403(b), IRA, Roth, TSP, and 457 plans. Do you know what they mean? Are these the latest Levi Blue Jeans? Are these the new and approved Mazda, Honda, Lexus series? If you’re having a difficult time sorting out the “alphabet soup” of retirement ...
(ThyBlackMan.com) As the economy moves to a more expansionary phase, lenders are easing credit standards and many consumers are looking to purchase “big ticket” items such as appliances and autos or make major home repairs. This pent up demand and seemingly mad rush to buy can cause some people to ...
(ThyBlackMan.com) On May 19, we lost Don Barden, a trailblazer for economic empowerment in our communities. Don was born in Inkster, Mich., a Detroit suburb, which was the home of the first Black-owned radio station, WCHB, and was also the abode of the great Stevie Wonder. He was the ninth ...
(ThyBlackMan.com) Essence Magazine used to be the preeminent magazine for Black women in the U.S. They, like many Black publications, have lost their relevance; and in the process become an embarrassment to the very group they claim to target. Essence was founded in 1968 by Ed Lewis, Clarence Smith, Cecil ...
(ThyBlackMan.com) The first place to end poverty is in your own mindset. If you believe that you are supposed to live in an unending state of poverty and hopelessness, then that is exactly where you will continue to find yourself. It is, therefore, refreshing to witness President Barack Obama and ...
(ThyBlackMan.com) A recent Gallup poll found that 47 percent of all Americans oppose raising the debt ceiling. Only 19 percent support raising the ceiling past its current $12.1 trillion dollar limit. The remainder of us say we don’t know enough about the debt ceiling to have an opinion. That’s part of our ...
(ThyBlackMan.com) The most precious moment of my day is walking in the door and hearing my boys racing to the door to see who can be the first to jump into my arms. Wow, what a feeling! Yes my boys are at the age where me coming home is still ...
(ThyBlackMan.com) I am pretty brutal when it comes to giving bad businesses second chances. Every dollar that I spend at a store is like a vote. I am saying with my purchase “I love your company, and I trust your business or service enough to know that I will get ...