(ThyBlackMan.com) As the economy emerges from the recession and the national debate turns to limiting the cost of the social safety net, only one in four African Americans and one in six Hispanics reported owning stocks, bonds or mutual funds, a new poll shows. In addition, only 46 percent of blacks ...
(ThyBlackMan.com) Consider these tips for rebuilding your financial track record… Not too long ago, credit for small businesses flowed easily with few restrictions. But that’s not the case anymore. For some, obtaining credit can be as difficult as climbing a mountain. Others are afraid of assuming excessive debt or unfavorable ...
(ThyBlackMan.com) Being able to pull the trigger is one of the benefits of being your own boss, but some entrepreneurs are still gun shy… Making a decision is one of the most powerful acts for inspiring confidence in leaders and managers. Yet many bosses are squeamish about it. Some decide ...
(ThyBlackMan.com) How to turn a frazzled day into fuel for your business… Fatter and dumber. That’s literally what you get over time when you don’t manage stress effectively. Stress is a fact of life for anyone in the entrepreneurial fast lane, but the good news from the latest research is ...
(ThyBlackMan.com) Like many out-of-work Americans, Philip Tressler gets his unemployment benefits deposited directly into his checking account. He could have received the benefits via a debit card that the state also offers. But Tressler, who was laid off 14 months ago after 32 years working for a grocery store in western ...
(ThyBlackMan.com) Despite the advancement we’ve endured over the last 50 years, generational poverty and financial illiteracy continue to run rampant in the Black community. We’ve been able to earn substantially more over time and yet fiscally we remain disproportionately behind our counterparts. If financial education tops the list for why a ...
(ThyBlackMan.com) The first decade of the new millennium brought a lot of things that the world didn’t expect: the ability to order a pizza on your home computer, cell phones that allow you to talk to your friends face-to-face, and our nation’s first black president. One other unexpected event of ...
(ThyBlackMan.com) As millions of people have filed for bankruptcy protection in recent years, many Americans want to know how to rebuild their credit rating after a Chapter 7 or Chapter 13 bankruptcy. One perennial question I’m often asked is: What is a good credit card to obtain in order to ...
(ThyBlackMan.com) In a new round of pitches in the mail, online and the phone, lenders are offering to help consumers manage their money – that is, if they’ll just sign up for a credit card. Coming from companies that make much of their money when customers spend with abandon, it’s an ...
(ThyBlackMan.com) The Music Industry is not dead! People just want to hear good music instead of the one dimensional form of music they’re being force fed.. Presently The American Real Estate industry is in dire straits. The Real estate industry has been flooded with an inferior product namely sub prime loans, ...
(ThyBlackMan.com) If you were among the millions out of work at any point in 2010, your tax return may look quite different this year. Many people fail to realize that they must pay taxes on unemployment benefits. For 2010 all unemployment benefits received will be considered taxable income. That is ...
(ThyBlackMan.com) Roll out the red carpet. The 2010 tax season will probably introduce a star-studded cast of tax evaders, many of whom are already on the IRS’s blacklist. These celeb tax dodgers help contribute (at least in a small way) to what the IRS estimates to be a $290 billion tax ...