(ThyBlackMan.com) “U.S. state and local employee pension plans are in trouble — and much of it is because of flaws in the actuarial science used to manage their finances. Making it worse, standard actuarial practice masks the true extent of the problem by ignoring the best financial science — which shows ...
(ThyBlackMan.com) The streets are buzzing about Jay-Z’s latest album 4:44, and in particular the music video for the track “The Story of O.J.” I viewed it. I admit my first impression was that it was dope. I grew up listening to Jay-Z and intently followed, like millions of other fans of ...
(ThyBlackMan.com) It’s something that we have worked so hard for, but it can be incredibly infuriating when you are passed over for a promotion, especially when you feel you have been at the company for long enough you think you are entitled to some form of recognition for all your ...
(ThyBlackMan.com) Though we have never met, I smiled recently seeing my favorite Walmart employee. For over ten years, I witnessed him gathering shopping carts in the parking lot. He is a white millennial who only has the use of one arm, walks with a severe limp and appears slightly mentally challenged. ...
(ThyBlackMan.com) There are some pretty intelligent men and women out there. They’re full of good ideas and know that they can turn those ideas into a viable business if they can get the funding together and get started. However, running a business depends on much more than just intelligence, ideas, and ...
(ThyBlackMan.com) Economics is a very intriguing subject. If you’re able to excel in this specific field, you will definitely be able to make a lot of money in the near future. Nevertheless, you must remember that you’ll first need to obtain a degree in economics. Getting a college degree is already ...
(ThyBlackMan.com) For the 12th consecutive year, America’s national homeownership rate has declined, according Harvard University’s Joint Center for Housing Studies (JCHS)’ annual report, “State of the Nation’s Housing 2017.” This year’s report also found these declines vary by race and ethnicity. As some might expect, the steepest homeownership decline occurred in ...
(ThyBlackMan.com) Most children grow up with the desire to attend college these days. If you have a child, many of their friends will plan to go to university after leaving school. With a bit of luck, that peer pressure will encourage your loved one to follow the same path. However, some ...
(ThyBlackMan.com) We must all know by now that drinking isn’t the harmless activity that it’s sometimes made out to be. When we’re young, we can get so carried away by the thrill of having finally turned 21 that it can be easy to start drinking too much or too often. But ...
(ThyBlackMan.com) Yet another report, the Nielsen African American Consumer Report, was released in October 2016. Titled, “Young, Connected, and Black – African American millennials are driving social change and leading digital advancement,” it points out various issues related to how Blacks spend our dollars, with an emphasis on our young people. ...
(ThyBlackMan.com) The proper mental attitude is a predictor of our success. What is mental attitude? Mental attitude is the positive, inner, creative force which lifts the recipient above his or her circumstances and determines the difference between their success and failure. Mental attitude is not conferred upon merely the rich and ...
(ThyBlackMan.com) There are political movements to push the federal minimum hourly wage to $15. Raising the minimum wage has popular support among Americans. Their reasons include fighting poverty, preventing worker exploitation and providing a living wage. For the most part, the intentions behind the support for raising the minimum wage ...