<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:media="http://search.yahoo.com/mrss/" >

<channel>
	<title>Money &#8211; ThyBlackMan.com</title>
	<atom:link href="https://thyblackman.com/category/money/feed/" rel="self" type="application/rss+xml" />
	<link>https://thyblackman.com</link>
	<description>Black News 24/7 Online for the Black Community.</description>
	<lastBuildDate>Fri, 30 Oct 2026 00:30:48 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=7.1.4</generator>

<image>
	<url>https://thyblackman.com/wp-content/uploads/2025/12/cropped-tbm1-1-32x32.png</url>
	<title>Money &#8211; ThyBlackMan.com</title>
	<link>https://thyblackman.com</link>
	<width>32</width>
	<height>32</height>
</image> 
	<item>
		<title>California Proposition 40 Raises Questions About Taxing Billionaires.</title>
		<link>https://thyblackman.com/2026/10/29/california-proposition-40-billionaire-wealth-tax-economic-impact/</link>
					<comments>https://thyblackman.com/2026/10/29/california-proposition-40-billionaire-wealth-tax-economic-impact/#respond</comments>
		
		<dc:creator><![CDATA[Staff]]></dc:creator>
		<pubDate>Fri, 30 Oct 2026 00:30:48 +0000</pubDate>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[BH]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Sista Talk]]></category>
		<category><![CDATA[SN]]></category>
		<category><![CDATA[Tech/Internet]]></category>
		<category><![CDATA[Weekly Columns]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143408</guid>

					<description><![CDATA[(ThyBlackMan.com) No matter what happens in Tuesday&#8217;s elections, support for wealth taxes keeps growing. Its justification is based on the idea that the very rich owe all of us something, and taxing their fortunes is collecting on that debt. We&#8217;re told their success fuels inequality and that it&#8217;s selfish of them to keep so much, [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) No matter what happens in Tuesday&#8217;s elections, support for wealth taxes keeps growing. Its justification is based on the idea that the very rich owe all of us something, and taxing their fortunes is collecting on that debt. We&#8217;re told their success fuels inequality and that it&#8217;s selfish of them to keep so much, especially if they don&#8217;t proclaim that they want to do more for society.</p>
<p>Former International Monetary Fund chief economist Olivier Blanchard of France recently gave this narrative a clear voice. Writing on X, he wondered why California&#8217;s wealthiest are spending so heavily to defeat Proposition 40, the supposed one-time 5 percent tax on the net worth of billionaires. Blanchard added that billionaires &#8220;typically have not indicated that they are building their wealth to eventually make the world a better place.&#8221;</p>
<p><img fetchpriority="high" decoding="async" class="aligncenter  wp-image-143410" src="https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Raises-Questions-About-Taxing-Billionaires.png" alt="California Proposition 40 Raises Questions About Taxing Billionaires." width="646" height="317" srcset="https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Raises-Questions-About-Taxing-Billionaires.png 1314w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Raises-Questions-About-Taxing-Billionaires-300x147.png 300w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Raises-Questions-About-Taxing-Billionaires-1024x502.png 1024w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Raises-Questions-About-Taxing-Billionaires-768x376.png 768w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Raises-Questions-About-Taxing-Billionaires-450x221.png 450w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Raises-Questions-About-Taxing-Billionaires-780x382.png 780w" sizes="(max-width: 646px) 100vw, 646px" /></p>
<p>The entire notion misunderstands how fortunes are made. In a market economy, people don&#8217;t build great wealth first and redeem it later through good works. They build it by making the world better first.</p>
<p>When I buy an $800 smartphone, it&#8217;s because I value the phone more than whatever else I would have bought with the money. The seller values my $800 more than they do the phone. We both walk away richer by our own measure. Neither owes the other anything more.</p>
<p>Repeat this exchange a few hundred million times, and vast fortunes take shape for the people who create amazing technology so abundantly and affordably that we take it for granted. More importantly, though, people hand over every cent of it voluntarily.</p>
<p>As my colleague Arnold Kling aptly explained over the weekend, &#8220;Profits are earned within a positive-sum game for society. Profits induce firms to serve consumers and to innovate.&#8221; The drive for wealth taxes relies on &#8220;the opposite point of view. It regards profits as something that businesses take from the rest of us, as if we can take innovation and efficiency for granted. (It) acts as if we are in a zero-sum environment in which one person&#8217;s gain is necessarily another person&#8217;s loss.&#8221;</p>
<p>And, yes, the gains are divided more fairly than people think. Nobel laureate and Yale University economist William Nordhaus estimated that innovators in the U.S. business sector personally captured, on average, a mere 2.2 percent of the social surplus they created between 1948 and 2001. The other 97.8 percent went to everyone else in the form of lower prices, higher wages, better products and goods, and services that didn&#8217;t previously exist.</p>
<p>In short, the world has already been compensated, many times over.</p>
<p>Those urging billionaires to acquiesce also err by blithely assuming that the state that grabs the money will use it well enough to &#8220;make the world a better place.&#8221; The burden of proof is on them. California&#8217;s government already spends roughly $350 billion a year. What will the extra few billion accomplish that the rest hasn&#8217;t?</p>
<p>&#8220;Giving money and power to government is like giving whiskey and car keys to teenage boys,&#8221; as journalist and satirist P.J. O&#8217;Rourke used to say. Maybe California&#8217;s billionaires aren&#8217;t eager to fund a Merced-to-Bakersfield rail line that the state prices at around $35 billion and its inspector general puts closer to $48 billion. Perhaps they&#8217;re hesitant to backfill pension funds like CalPERS, whose staff concedes is unlikely to hit an assumed 6.8 percent return without leaning on private equity.</p>
<p>Prop 40&#8217;s revenue is earmarked for healthcare, but money is fungible. In the end, California has one budget. Every earmarked dollar frees another for something else. Some billionaires might simply have concluded that their philanthropy does more good elsewhere, or that their dollars are more beneficial when invested in private enterprises.</p>
<p>The tax also doubles down on California&#8217;s worst habit: spend, spend, spend, and then tax, tax, tax. The money is never enough to cover all the spending. A one-time levy spent over five years doesn&#8217;t fix that. It funds new commitments with temporary money. Some will want to make the tax permanent, which its intellectual architects clearly prefer and may have made possible. And yet that still won&#8217;t be enough.</p>
<p><em>Finish story here</em>; <strong><a href="https://thyblackman.com/2026/10/29/california-proposition-40-billionaire-wealth-tax-economic-impact/">California Proposition 40 Raises Questions About Taxing Billionaires.</a></strong></p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/29/california-proposition-40-billionaire-wealth-tax-economic-impact/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Signs You May Be Well Suited to Teaching.</title>
		<link>https://thyblackman.com/2026/10/29/signs-you-may-be-well-suited-to-teaching/</link>
					<comments>https://thyblackman.com/2026/10/29/signs-you-may-be-well-suited-to-teaching/#respond</comments>
		
		<dc:creator><![CDATA[Staff]]></dc:creator>
		<pubDate>Thu, 29 Oct 2026 05:15:03 +0000</pubDate>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[SN]]></category>
		<category><![CDATA[Tech/Internet]]></category>
		<category><![CDATA[Weekly Columns]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143375</guid>

					<description><![CDATA[(ThyBlackMan.com) Teaching can be a good fit if you enjoy helping people learn, can stay steady when plans change, and feel comfortable guiding a group. In other words, the best signs are not just liking a subject or enjoying kids. They include communication, patience, adaptability, solid content knowledge and the ability to lead a room [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) <span style="font-weight: 400;">Teaching can be a good fit if you enjoy helping people learn, can stay steady when plans change, and feel comfortable guiding a group. In other words, the best signs are not just liking a subject or enjoying kids. They include communication, patience, adaptability, solid content knowledge and the ability to lead a room without needing constant control.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">That mix matters because classroom work is both personal and practical. Teachers explain ideas, read the mood of a group, adjust in real time and keep learning themselves. Grand Canyon University, a private university that offers education programs, is one example of a school where students can explore preparation for that path through a</span><em><a href="https://www.gcu.edu/degree-programs/teaching" rel="noopener"> <span style="font-weight: 400;">degree in teaching</span></a><span style="font-weight: 400;">.</span><span style="font-weight: 400;"> </span></em></p>
<p><b>You explain things clearly, even when someone is frustrated</b><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">Strong communication is one of the clearest signs that teaching may suit you. Good teachers do more than talk. They choose examples that fit the learner, ask follow up questions and notice when confusion is building. A student who says “I don’t get it” may need a different explanation, not more volume or more repetition.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">This skill shows up outside classrooms too. If friends come to you because you make hard steps feel simple, that matters. If younger relatives understand your instructions because you break tasks into pieces, that matters too. Teaching relies on clear language, active listening and feedback. The American Psychological Association notes that effective feedback supports student learning, which is one reason communication is more than a nice extra in teaching. See APA guidance on</span><em><a href="https://www.apa.org/education-career/k12/student-learning" rel="noopener"> <span style="font-weight: 400;">student learning and effective feedback</span></a><span style="font-weight: 400;">.</span><span style="font-weight: 400;"> </span></em></p>
<p><b>You have patience that looks like consistency</b><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">Patience in teaching is not endless sweetness. Patience is the ability to stay consistent when progress is slow, behavior is uneven or a lesson does not land the first time. Students do not all learn on the same schedule, and even motivated students can have off days.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">A person well suited to teaching usually does not take every setback personally. That person can repeat directions without sarcasm, reteach a concept without acting annoyed and hold boundaries without escalating every conflict. This kind of patience is practical. It helps create a predictable classroom where students know what to expect.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">If you can stay calm while correcting mistakes and still keep expectations high, that is a stronger sign than simply saying you “like helping people.”</span><span style="font-weight: 400;"> </span></p>
<p><img decoding="async" class="aligncenter  wp-image-118540" src="https://thyblackman.com/wp-content/uploads/2024/03/The-Urgent-Need-For-Black-Male-Teachers-In-The-Classroom.jpg" alt="Signs You May Be Well Suited to Teaching." width="453" height="302" srcset="https://thyblackman.com/wp-content/uploads/2024/03/The-Urgent-Need-For-Black-Male-Teachers-In-The-Classroom.jpg 612w, https://thyblackman.com/wp-content/uploads/2024/03/The-Urgent-Need-For-Black-Male-Teachers-In-The-Classroom-300x200.jpg 300w" sizes="(max-width: 453px) 100vw, 453px" /></p>
<p><b>You adapt instead of freezing when the plan changes</b><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">Adaptability is one of the least discussed but most important signs of teaching fit. A lesson can be strong on paper and still need revision once real students are in front of you. Technology can fail. Half the class may already know the material. Another group may need more background first.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">Teachers who adapt well do not see these moments as proof they failed. They treat them as information. The American Psychological Association defines resilience as adapting well in the face of stress or adversity, and that idea fits the daily rhythm of teaching. Classroom work often requires exactly that kind of steady adjustment. APA’s resilience guidance for parents and teachers is useful here because it frames resilience as something people practice, not something a few people magically have.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">If you tend to regroup quickly, try another route and stay engaged after a rough day, teaching may feel demanding but not misaligned.</span><span style="font-weight: 400;"> </span></p>
<p><b>You like your subject enough to keep studying it</b><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">Subject knowledge matters, but not in the way many people assume. You do not need to know everything before you begin preparing to teach. You do need genuine interest in the material and the discipline to keep building your knowledge over time.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">Students often ask unexpected questions. Sometimes the right answer is a clear explanation. Sometimes the right answer is, “Let’s check that and come back to it.” A good teacher is not threatened by that. Instead, a good teacher respects accuracy and models curiosity.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">This is why preparation matters. Teacher education often includes both content study and training in instruction, assessment and classroom practice. If you enjoy learning how people understand a subject, not just the subject itself, that is a strong clue.</span><span style="font-weight: 400;"> </span></p>
<p><b>You are comfortable working with groups, not just one person at a time</b><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">Some people love tutoring one on one but feel drained when managing a whole group. Teaching usually involves group dynamics, which means attention is split across many needs at once. You may be explaining directions, tracking behavior, checking understanding and watching the clock all in the same moment.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">Being comfortable with groups does not mean being loud or naturally extroverted. Quiet, thoughtful people can become excellent teachers. The better question is whether you can guide a room, set a tone and stay aware of several people at once. Group comfort also includes noticing who is left out, who is dominating discussion and who needs another way to participate. The U.S. Department of Labor’s O*NET profile of</span><a href="https://www.onetonline.org/link/summary/25-2021.00" rel="noopener"> <span style="font-weight: 400;"><em>elementary school teacher</em>s</span></a><span style="font-weight: 400;"> includes teaching students individually and in groups and adapting methods to different needs. That helps show why group awareness matters.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">If leading groups energizes you more than it intimidates you, that is a meaningful sign.</span><span style="font-weight: 400;"> </span></p>
<p><b>You care about growth more than instant results</b><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">Teaching is a long game. Some of the most important progress is gradual and easy to miss in the moment. Students build skills over weeks and months. Trust develops over time too.</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">People well suited to teaching often value progress over quick proof. They can celebrate a small breakthrough, such as a student asking for help sooner, using better evidence in writing or staying focused for ten more minutes than usual. That mindset helps teachers stay grounded in realistic goals instead of daily perfection.</span><span style="font-weight: 400;"> </span></p>
<p><b>How to tell the difference between interest and fit</b><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">If you are unsure, ask yourself a few honest questions. Do you enjoy explaining, or only performing? Can you correct people kindly? Do shifting plans make you curious or angry? Can you work with a group while keeping individuals in mind? Are you willing to keep learning, even after formal training begins?</span><span style="font-weight: 400;"> </span></p>
<p><span style="font-weight: 400;">If most of those answers are yes, teaching may be more than a passing interest. It may be a career that fits how you think, communicate and lead.</span><span style="font-weight: 400;"> </span></p>
<p>Staff Writer; <strong>Peter Johnson</strong></p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/29/signs-you-may-be-well-suited-to-teaching/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>AML Control in Licensed iGaming: How Soft2Bet Turns Observation into Evidence.</title>
		<link>https://thyblackman.com/2026/10/28/aml-control-in-licensed-igaming-how-soft2bet-turns-observation-into-evidence/</link>
					<comments>https://thyblackman.com/2026/10/28/aml-control-in-licensed-igaming-how-soft2bet-turns-observation-into-evidence/#respond</comments>
		
		<dc:creator><![CDATA[Staff]]></dc:creator>
		<pubDate>Wed, 28 Oct 2026 16:33:32 +0000</pubDate>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Tech/Internet]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143370</guid>

					<description><![CDATA[(ThyBlackMan.com) A written AML duty becomes operational in licensed gambling environments where account activity is watched, questioned, and recorded. Soft2Bet runs that obligation through its technology, where monitoring runs continuously and reads each movement as part of a sequence against the history and identity record already held. A risk flag marks what that reading singles [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) A written AML duty becomes operational in licensed gambling environments where account activity is watched, questioned, and recorded. <em><a href="https://www.maltatoday.com.mt/business/tech/144001/soft2bet_audit_trails_kyc_and_aml_in_igaming_building_transparent_operations" rel="noopener">Soft2Bet</a></em> runs that obligation through its technology, where monitoring runs continuously and reads each movement as part of a sequence against the history and identity record already held. A risk flag marks what that reading singles out, states the observation, and passes it to a specialist without settling anything. Each step in that sequence leaves a dated entry, which is what makes monitoring demonstrable on the Soft2Bet platform. Governance value sits in that trail, since accountability rests on evidence produced while the control ran. The detail of license conditions and the review layer behind a flag sit outside monitoring.</p>
<h2>License Conditions and Soft2Bet AML Operation</h2>
<p>An operator holding a license meets a stated outcome and chooses the working method that reaches it. Licensed gambling environments process account activity through accounts at high volume, which defines the pace AML control on the Soft2Bet platform has to keep. Laundering patterns appear over time and can build up through small, repeated steps, so the company applies its check across the activity and not at one fixed point. Soft2Bet adjusts its monitoring to that pace and builds it into the platform the company supplies, so a written obligation reaches a specialist as operational work.</p>
<p>That work continues without pause, and activity monitoring on the Soft2Bet platform reads each account against the history and the profile verified at identity checks, since a single step looks ordinary by itself. Each observation is recorded as it happens, so the company holds evidence produced while the control runs.</p>
<p>Evidence held that way makes AML control demonstrable on the Soft2Bet platform, since a specialist returns to the entry and reads the observation with its time stamp. Governance questions reach an operator as a request for what supports a step, and a dated record addresses that level. Monitoring reads account movement against identity status from KYC, and Soft2Bet runs both as modules that are connected through shared records.</p>
<p><img decoding="async" class="aligncenter  wp-image-143373" src="https://thyblackman.com/wp-content/uploads/2026/10/AML-Control-in-Licensed-iGaming_-How-Soft2Bet-Turns-Observation-into-Evidence.png" alt="AML Control in Licensed iGaming: How Soft2Bet Turns Observation into Evidence." width="617" height="313" srcset="https://thyblackman.com/wp-content/uploads/2026/10/AML-Control-in-Licensed-iGaming_-How-Soft2Bet-Turns-Observation-into-Evidence.png 726w, https://thyblackman.com/wp-content/uploads/2026/10/AML-Control-in-Licensed-iGaming_-How-Soft2Bet-Turns-Observation-into-Evidence-300x152.png 300w, https://thyblackman.com/wp-content/uploads/2026/10/AML-Control-in-Licensed-iGaming_-How-Soft2Bet-Turns-Observation-into-Evidence-450x228.png 450w" sizes="(max-width: 617px) 100vw, 617px" /></p>
<h2>Account Movement Read in Sequence at Soft2Bet</h2>
<p>Monitoring works from what the account recorded before it. Soft2Bet reads each new movement against the history already held and the identity record established at KYC. Relevance appears in that comparison, and one account view holds every earlier step in a continuous record that supports it. Activity on the Soft2Bet platform is therefore read as a sequence, where each new entry gains the meaning the earlier ones give it.</p>
<p>A sequence read that way shows direction, timing, and repetition, the three properties that bring an account forward for closer attention. Repeated small steps, unusual timing, and movement that sits apart from the verified profile are among the patterns Soft2Bet monitoring checks for. One account view keeps them together, so every specialist starts from the same picture.</p>
<p>Identity status from KYC sits next to account history on the Soft2Bet platform, so monitoring reads each new entry against both at once. A mismatch between the profile and the activity therefore raises a concern, while the same pattern on an account whose history supports it stays unremarkable. Risk relevance stays a reading at that stage, and the layer opening after it tests that judgment against the evidence already attached.</p>
<h2>Soft2Bet Flags as Points of Specialist Attention</h2>
<p>A risk flag on the Soft2Bet platform marks activity that the record behind it has made worth closer attention. Monitoring stops at that mark, since a flag states what was observed. The account&#8217;s context travels with the flag, so the specialist who picks it up reads from evidence already in hand.</p>
<p>Detection and judgment stay apart on the Soft2Bet platform, so monitoring identifies the pattern and a specialist decides what follows from it. The flag reaches that specialist carrying its date and the account view behind it, and all three stay together as one item. The specialist reads them and either closes the case with a reason on file or sends it to review, which is a separate layer holding its own evidence and decisions.</p>
<p>Each flag enters the Soft2Bet record in the form in which it was raised, naming what was seen, when, and on which account. The entry holds the observation and no reading of it, so the layers above monitoring start from the same evidence the flag carried. Recorded that way, the flag becomes evidence of control activity the platform can produce on request.</p>
<h2>Dated Entries That Keep Soft2Bet Monitoring Demonstrable</h2>
<p>Monitoring, flags, and specialist decisions each leave a record on the Soft2Bet platform, which is what makes AML control demonstrable. The record forms while the control runs, so the evidence and the activity stay in one place. Each entry names what was observed, when, and the account view behind it, and the Soft2Bet platform keeps the link between a step and its record intact.</p>
<p>Reviewability follows from that link, since a specialist returning to an entry sees the evidence the step rested on. Accountability rests on the same property, and the Soft2Bet platform makes both legible to operators running products on it. Account activity leaves a dated sequence on one account view, monitoring adds an observation tied to that sequence, a flag enters with that observation attached, and specialist review records its reading against the flag.</p>
<p>Soft2Bet holds each entry in the sequence that produced it, so a flag arrives for review with its observation already attached. The flag, its date, and the reading set against it stay in one place, so an operator examining the account can confirm from the record alone that AML control operated. The entry stops at what the control did, and how the platform stores it belongs to a separate layer of the technology.</p>
<h2>Governance Value of the Soft2Bet AML Chain</h2>
<p>AML control earns its standing from the record of the operation behind it, produced while monitoring runs. Monitoring works from account activity read in sequence, and that reading continues across the life of the record on the Soft2Bet platform. A flag drawn from that reading marks activity for attention and leaves the outcome open, which keeps it a step in the chain and not a decision. Soft2Bet writes the flag into the record held against the account, in the system that observed the activity.</p>
<p>The specialist work that follows belongs to a separate layer on the Soft2Bet platform, starting from the flag entry, its date, and the account view behind it. Entries of this kind are what accountability is checked against, since each one shows a dated step on its platform and the evidence it rested on. Governance work needs that level of detail, because an operator answers for what the control did and when it ran. Soft2Bet holds the answer where the activity was observed, so the control and its evidence stay in one system.</p>
<p>Staff Writer; <strong>Fred Barnes</strong></p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/28/aml-control-in-licensed-igaming-how-soft2bet-turns-observation-into-evidence/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Homeownership and the Power of Investing in Your Community.</title>
		<link>https://thyblackman.com/2026/10/24/homeownership-and-the-power-of-investing-in-your-community/</link>
					<comments>https://thyblackman.com/2026/10/24/homeownership-and-the-power-of-investing-in-your-community/#respond</comments>
		
		<dc:creator><![CDATA[Staff]]></dc:creator>
		<pubDate>Sun, 25 Oct 2026 02:26:07 +0000</pubDate>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[SN]]></category>
		<category><![CDATA[Weekly Columns]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143316</guid>

					<description><![CDATA[(ThyBlackMan.com) For many African-American families, homeownership represents more than having a place to live. It&#8217;s an opportunity to build stability, establish roots, and create something meaningful for future generations. Historically, discriminatory housing policies and unequal access to lending have made that opportunity harder to achieve for Black Americans. Although those barriers haven&#8217;t disappeared, investing in [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) For many African-American families, homeownership represents more than having a place to live. It&#8217;s an opportunity to build stability, establish roots, and create something meaningful for future generations. Historically, discriminatory housing policies and unequal access to lending have made that opportunity harder to achieve for Black Americans. Although those barriers haven&#8217;t disappeared, investing in a home remains an important personal and community goal. Beyond the financial considerations, maintaining and improving a property can strengthen neighborhood pride and contribute to the character of the places families call home.</p>
<h2>Building Wealth While Strengthening Neighborhoods</h2>
<p>Owning a home can provide greater control over living arrangements and the freedom to make improvements that suit a family&#8217;s needs. Over time, <em><a href="https://www.forbes.com/advisor/mortgages/9-ways-to-build-equity-in-your-home/" rel="noopener">mortgage repayments may help build equity</a>,</em> although property values can fluctuate and ownership comes with ongoing expenses.</p>
<p>For African-American homeowners, these opportunities carry particular significance given the longstanding racial disparities in housing wealth. Investing in existing properties, supporting local contractors, and maintaining neighborhood homes can contribute to stronger communities.</p>
<p>However, meaningful investment doesn&#8217;t always involve expensive renovations. <em><a href="https://www.mrhandyman.com/tips-ideas/around-the-house/checklists/" rel="noopener">Keeping a property in good condition</a>,</em> addressing maintenance issues promptly, and making practical improvements can help preserve its usefulness and appearance. These smaller decisions matter, especially for families working within a limited budget.</p>
<h2>Making Thoughtful Improvements That Last</h2>
<p>When renovating, it&#8217;s tempting to focus on dramatic changes such as kitchen remodeling or new flooring. Yet smaller improvements can make everyday living more comfortable without requiring substantial investment.</p>
<p>Replacing worn door fittings, repairing damaged cabinets, and updating tired fixtures can improve how a home looks and functions. For homeowners restoring older properties, the <em><a href="https://tradedoorhandles.co.uk/collections/carlisle-brass-hinges" rel="noopener">Carlisle Brass hinges from Trade Door Handles</a> </em>provide an example of the specialist hardware available for practical renovation projects. Choosing appropriately sized, durable fittings can help doors operate smoothly while preserving existing features.</p>
<p>Before purchasing materials, homeowners should assess what genuinely needs replacing. Repairing serviceable features rather than removing them can reduce waste and leave more money available for essential maintenance.</p>
<p><img loading="lazy" decoding="async" class="aligncenter  wp-image-143318" src="https://thyblackman.com/wp-content/uploads/2026/10/Homeownership-and-the-Power-of-Investing-in-Your-Community.jpg" alt="Homeownership and the Power of Investing in Your Community." width="476" height="317" srcset="https://thyblackman.com/wp-content/uploads/2026/10/Homeownership-and-the-Power-of-Investing-in-Your-Community.jpg 612w, https://thyblackman.com/wp-content/uploads/2026/10/Homeownership-and-the-Power-of-Investing-in-Your-Community-300x200.jpg 300w, https://thyblackman.com/wp-content/uploads/2026/10/Homeownership-and-the-Power-of-Investing-in-Your-Community-450x300.jpg 450w" sizes="auto, (max-width: 476px) 100vw, 476px" /></p>
<p>&nbsp;</p>
<h2>Keeping Community Connections at the Heart of Homeownership</h2>
<p>Home improvements can have an impact beyond individual households. Hiring skilled local tradespeople, including Black-owned contractors and renovation businesses, creates opportunities for money to circulate within the community.</p>
<p>Sharing reliable recommendations with neighbors can also help homeowners find trustworthy professionals and avoid unnecessary expenses. Community organizations may provide useful information about homebuyer education, financial planning, and property maintenance.</p>
<p>Just as importantly, established homeowners can share practical knowledge with younger relatives and first-time buyers. Conversations about budgeting, repairs and the responsibilities of ownership can make the process feel more approachable.</p>
<p>Homeownership alone cannot resolve the wider inequalities affecting African-American communities. Still, when combined with fair access to housing, responsible financial planning and local investment, it can contribute to greater stability. A well-maintained home becomes more than a personal achievement. It can represent continuity, opportunity, and a lasting connection to the neighborhood around it.</p>
<p>Staff Writer; <strong>Steve Love</strong></p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/24/homeownership-and-the-power-of-investing-in-your-community/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Do Personal Safety Alarms Actually Deter an Attacker?</title>
		<link>https://thyblackman.com/2026/10/24/do-personal-safety-alarms-actually-deter-an-attacker/</link>
					<comments>https://thyblackman.com/2026/10/24/do-personal-safety-alarms-actually-deter-an-attacker/#respond</comments>
		
		<dc:creator><![CDATA[Staff]]></dc:creator>
		<pubDate>Sat, 24 Oct 2026 19:24:56 +0000</pubDate>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[SN]]></category>
		<category><![CDATA[Weekly Columns]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143312</guid>

					<description><![CDATA[(ThyBlackMan.com) Although personal safety alarms cannot prevent an attacker from continuing an attack, they do generate a loud and immediate signal that can deter the assailant. Their deterrent effect depends on surprise, sound level, access, and the user’s ability to activate the device quickly.  An alarm works best as one part of a broader safety [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) <span style="font-weight: 400;">Although personal safety alarms cannot prevent an attacker from continuing an attack, they do generate a loud and immediate signal that can deter the assailant. Their deterrent effect depends on surprise, sound level, access, and the user’s ability to activate the device quickly. </span></p>
<p><span style="font-weight: 400;">An alarm works best as one part of a broader safety plan, alongside awareness, distance, and an escape route. The answer becomes clearer after examining how sound changes an attacker’s choices.</span></p>
<h2><b>What Makes an Alarm Deterrent?</b></h2>
<p><span style="font-weight: 400;">An attacker seeks privacy, control, and time. A piercing alarm disrupts those conditions by attracting attention. A person comparing a</span><em><a href="https://www.blingsting.com/collections/personal-safety-alarms" rel="noopener"> <span style="font-weight: 400;">personal safety alarm for sale</span></a></em><span style="font-weight: 400;"> should check the activation method, carrying position, and sound pattern before choosing one. The device matters only if it remains accessible during a stressful moment, because a buried alarm cannot produce a useful signal quickly. That practical test gives deterrence a clearer meaning.</span></p>
<p><span style="font-weight: 400;">An alarm creates uncertainty for an attacker. Those in the area could look toward the sound, call 911, or move closer to help. Muted intimidation is also more difficult to sustain in a noisy environment. </span></p>
<p><span style="font-weight: 400;">Deterrence does not require an attacker to fear the device itself. The immediate concern is exposure, interruption, and the loss of control over the encounter.</span></p>
<p><img loading="lazy" decoding="async" class="aligncenter  wp-image-143313" src="https://thyblackman.com/wp-content/uploads/2026/10/Do-Personal-Safety-Alarms-Actually-Deter-an-Attacker_.png" alt="Do Personal Safety Alarms Actually Deter an Attacker?" width="458" height="456" srcset="https://thyblackman.com/wp-content/uploads/2026/10/Do-Personal-Safety-Alarms-Actually-Deter-an-Attacker_.png 836w, https://thyblackman.com/wp-content/uploads/2026/10/Do-Personal-Safety-Alarms-Actually-Deter-an-Attacker_-300x300.png 300w, https://thyblackman.com/wp-content/uploads/2026/10/Do-Personal-Safety-Alarms-Actually-Deter-an-Attacker_-150x150.png 150w, https://thyblackman.com/wp-content/uploads/2026/10/Do-Personal-Safety-Alarms-Actually-Deter-an-Attacker_-768x764.png 768w, https://thyblackman.com/wp-content/uploads/2026/10/Do-Personal-Safety-Alarms-Actually-Deter-an-Attacker_-450x448.png 450w, https://thyblackman.com/wp-content/uploads/2026/10/Do-Personal-Safety-Alarms-Actually-Deter-an-Attacker_-780x776.png 780w" sizes="auto, (max-width: 458px) 100vw, 458px" /></p>
<h2><b>Why Sound Changes the Situation</b></h2>
<p><span style="font-weight: 400;">A loud alarm demands attention in a way that a silent defensive action does not. Its sound gives bystanders a clear reason to notice something unusual, even when they cannot see the entire event.</span></p>
<p><span style="font-weight: 400;">The signal also communicates distress when a person cannot safely speak or reach a phone. This matters in parking garages, outdoor paths, transit areas, and other places where a verbal call for help is difficult.</span></p>
<p><span style="font-weight: 400;">Sound alone does not resolve a confrontation. Its purpose is to interrupt the moment, create distance, and support movement toward people, lighting, or a safer location.</span></p>
<h2><b>What an Alarm Cannot Do</b></h2>
<p><span style="font-weight: 400;">A personal safety alarm does not physically restrain an attacker. It cannot replace an exit plan, situational awareness, or emergency assistance.</span></p>
<p><span style="font-weight: 400;">An attacker could ignore the sound, cover the device, or continue despite nearby attention. A person should never stay in place to test whether the alarm has worked.</span></p>
<p><span style="font-weight: 400;">The safest response is movement. After activation, the user should head toward a populated location, contact emergency services if possible, and provide a clear description of the location.</span></p>
<h2><b>How to Use One Effectively</b></h2>
<p><span style="font-weight: 400;">The alarm should stay where one hand can reach it without searching through a bag. A keychain attachment, coat pocket, or exterior bag loop keeps activation fast.</span></p>
<p><span style="font-weight: 400;">Practice matters because stress reduces fine motor control and slows decision-making. A person should learn the trigger, test the device according to its instructions, and rehearse moving toward an exit after activation.</span></p>
<p><span style="font-weight: 400;">An alarm should remain ready before a risky situation develops. Holding it while walking through a quiet area reduces the delay between recognizing danger and creating a signal.</span></p>
<h3><b>Select for Access, Not Appearance</b></h3>
<p><span style="font-weight: 400;">Personal style can affect whether a device gets carried consistently. The better choice is an alarm that fits the person’s daily routine and remains easy to locate.</span></p>
<p><span style="font-weight: 400;">The collection inspected for this article lists 12 results, including the Heart Safety Alarm and Soft Touch Mini Safety Alarm. Listed prices range from $22.00 to $132.00, with individual alarms and sets shown separately.</span></p>
<h3><b>Check the Surroundings First</b></h3>
<p><span style="font-weight: 400;">A person should scan for open businesses, staffed buildings, well-lit routes, and other people before trouble begins. That preparation gives the alarm a clear purpose within an escape plan.</span></p>
<p><span style="font-weight: 400;">The device should not create false confidence. A person who notices threatening behavior should increase distance early instead of waiting until physical contact occurs.</span></p>
<h2><b>When Should Someone Activate It?</b></h2>
<p><span style="font-weight: 400;">Activation should happen when a person faces an immediate threat, unwanted physical contact, or a situation that prevents safe movement. Waiting for absolute certainty can remove valuable time.</span></p>
<p><span style="font-weight: 400;">A person should activate the alarm and move toward safety rather than negotiate with an attacker. The sound can draw attention, but the user still needs to create distance.</span></p>
<p><span style="font-weight: 400;">If the alarm activates accidentally, the user can silence it according to the product instructions. Regular practice helps prevent hesitation during a genuine emergency.</span></p>
<h2><b>Conclusion</b></h2>
<p><span style="font-weight: 400;">Personal safety alarms deter some attacks by removing privacy and attracting immediate attention, but they do not guarantee compliance. Their practical value depends on quick access, reliable activation, and a clear route away from danger. </span></p>
<p><span style="font-weight: 400;">The next step is simple: choose a device that fits the person’s routine, practice activating it with one hand, and identify nearby safe locations along regular routes. That preparation gives the alarm a defined role before an emergency occurs.</span></p>
<p>Staff Writer;<strong> Lou Jackson</strong></p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/24/do-personal-safety-alarms-actually-deter-an-attacker/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>What Size Buffet Table Actually Fits a Standard Dining Room?</title>
		<link>https://thyblackman.com/2026/10/24/what-size-buffet-table-actually-fits-a-standard-dining-room/</link>
					<comments>https://thyblackman.com/2026/10/24/what-size-buffet-table-actually-fits-a-standard-dining-room/#respond</comments>
		
		<dc:creator><![CDATA[Staff]]></dc:creator>
		<pubDate>Sat, 24 Oct 2026 18:47:26 +0000</pubDate>
				<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[SN]]></category>
		<category><![CDATA[Weekly Columns]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143302</guid>

					<description><![CDATA[(ThyBlackMan.com) A buffet table brings storage and serving space into a dining room, but the wrong size does more harm than good. Too large, and it chokes the walkway. Too small, and it looks lost against the wall.  Most homeowners eyeball the dimensions, then wind up with a piece that crowds the room or wastes [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) <span style="font-weight: 400;">A buffet table brings storage and serving space into a dining room, but the wrong size does more harm than good. Too large, and it chokes the walkway. Too small, and it looks lost against the wall. </span></p>
<p><span style="font-weight: 400;">Most homeowners eyeball the dimensions, then wind up with a piece that crowds the room or wastes good wall space. </span></p>
<p><span style="font-weight: 400;">Getting the size right starts with the room&#8217;s actual measurements and a few clearance numbers worth memorizing.</span></p>
<h2><b>Know the Room Before the Furniture</b></h2>
<p><span style="font-weight: 400;">Most dining rooms in homes built after 1990 fall between 11 by 13 feet and 14 by 18 feet. Those numbers matter when browsing</span><em><a href="https://www.mh2g.com/Buffets-s/140.htm" rel="noopener"> <span style="font-weight: 400;">modern buffet tables</span></a></em><span style="font-weight: 400;">, because what looks proportional on screen can overwhelm a 12-by-14-foot room. That mid-range layout is the most common in US single-family homes, at roughly 168 square feet before furniture.</span></p>
<p><span style="font-weight: 400;">A rectangular dining table for six runs about 36 by 72 inches and needs 36 inches of clearance on every side. That clearance eats up space fast. Once the table and chairs are in place, whatever wall length remains is the ceiling for a buffet.</span></p>
<p><img loading="lazy" decoding="async" class="aligncenter wp-image-143303" src="https://thyblackman.com/wp-content/uploads/2026/10/What-Size-Buffet-Table-Actually-Fits-a-Standard-Dining-Room.jpg" alt="What Size Buffet Table Actually Fits a Standard Dining Room?" width="462" height="308" srcset="https://thyblackman.com/wp-content/uploads/2026/10/What-Size-Buffet-Table-Actually-Fits-a-Standard-Dining-Room.jpg 612w, https://thyblackman.com/wp-content/uploads/2026/10/What-Size-Buffet-Table-Actually-Fits-a-Standard-Dining-Room-300x200.jpg 300w, https://thyblackman.com/wp-content/uploads/2026/10/What-Size-Buffet-Table-Actually-Fits-a-Standard-Dining-Room-450x300.jpg 450w" sizes="auto, (max-width: 462px) 100vw, 462px" /></p>
<h2><b>Measuring the Wall</b></h2>
<p><span style="font-weight: 400;">Start with the wall where the buffet will go. Record its full length, then note anything in the way: door frames, light switches, vents, or window trim. Subtract six inches from each end so the buffet sits clear of every obstacle.</span></p>
<p><span style="font-weight: 400;">Depth deserves the same attention as length. A standard buffet runs 18 to 22 inches deep. In a 12-foot-wide room with a centered dining table, roughly 36 inches separate the table edge from the wall.</span></p>
<p><span style="font-weight: 400;">A buffet that sits 20 inches deep still leaves 16 inches behind a seated guest. Sixteen inches is tight, but enough for a person to pass through at an angle. Go past 22 inches, and even that narrow gap disappears.</span></p>
<h2><b>Recommended Sizes by Room</b></h2>
<p><span style="font-weight: 400;">For a 12-by-14-foot room, a buffet between 48 and 60 inches long works best at 18 to 20 inches deep. A 54-inch piece strikes a good balance between storage and breathing room. It holds plates, linens, and glassware without taking over the wall.</span></p>
<p><span style="font-weight: 400;">Rooms of 14 by 18 feet or larger can handle buffets up to 72 inches. A wider piece fills the wall in proportion and adds cabinet space. Anything under 11 by 13 feet calls for a slim sideboard, 48 inches or shorter.</span></p>
<h2><b>Height and Proportion</b></h2>
<p><span style="font-weight: 400;">Buffet height runs from 30 to 36 inches. A 34-inch buffet sits just above a standard 30-inch dining table, creating a natural visual step along the wall. That height also puts the serving surface at a comfortable reach while standing.</span></p>
<p><span style="font-weight: 400;">As a general guide, a buffet should span half to two-thirds of its wall. A 60-inch piece against a 96-inch wall fills about 62 percent of the span. Less than half, and the buffet looks like an afterthought.</span></p>
<h2><b>Open Floor Plans and Irregular Rooms</b></h2>
<p><span style="font-weight: 400;">Open layouts change the math. A dining area that flows into the living room or kitchen often has no fourth wall. The buffet goes against whichever full wall exists, measured the same way.</span></p>
<p><span style="font-weight: 400;">Sight lines deserve extra attention in these spaces. A tall buffet can cut the visual connection between rooms, so a lower-profile piece often fits better.</span></p>
<p><span style="font-weight: 400;">L-shaped dining areas sometimes offer a short wall suited to a 42-to-48-inch buffet. Corner placement works as long as doors and drawers swing free of the adjacent wall. A shallower piece, 16 to 18 inches deep, keeps foot traffic moving in tighter spots.</span></p>
<h2><b>Clearance That Protects Traffic Flow</b></h2>
<p><span style="font-weight: 400;">Leave at least 36 inches between the buffet and the nearest chair back. That gap lets someone walk behind seated diners without turning sideways. If the buffet faces the table across a tight stretch, bump that number to 42 inches.</span></p>
<p><span style="font-weight: 400;">Check door swings too. An inward-opening dining room door needs full clearance from the buffet&#8217;s edge. The buffet&#8217;s own doors and drawers require the same check, since they should open fully without clipping a chair.</span></p>
<h2><b>Conclusion</b></h2>
<p><span style="font-weight: 400;">Measure the wall where the buffet will sit and subtract six inches from each end to find the usable span. For a standard-sized room, keep the depth at 22 inches or less. Leave at least 36 inches of open floor between the buffet front and the nearest chair back. </span></p>
<p><span style="font-weight: 400;">Those three measurements, wall length, depth, and chair clearance, are the only numbers that matter. Pin them down before shopping, and the right buffet practically picks itself.</span></p>
<p>Staff Writer;<strong> Jerry Brown</strong></p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/24/what-size-buffet-table-actually-fits-a-standard-dining-room/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Conference Room Seating Gets Overlooked Until Meetings Run Long.</title>
		<link>https://thyblackman.com/2026/10/24/conference-room-seating-gets-overlooked-until-meetings-run-long/</link>
					<comments>https://thyblackman.com/2026/10/24/conference-room-seating-gets-overlooked-until-meetings-run-long/#respond</comments>
		
		<dc:creator><![CDATA[Staff]]></dc:creator>
		<pubDate>Sat, 24 Oct 2026 18:29:56 +0000</pubDate>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[SN]]></category>
		<category><![CDATA[Weekly Columns]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143297</guid>

					<description><![CDATA[(ThyBlackMan.com) Standing desks, two monitors, and espresso machines are staples in every office&#8217;s budget. Conference room chairs rarely get the same attention. That gap becomes obvious about forty minutes into a meeting, when people start shifting in their seats and glancing at the door.  Bad chairs shorten productive conversation and pull focus away from the [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) <span style="font-weight: 400;">Standing desks, two monitors, and espresso machines are staples in every office&#8217;s budget. Conference room chairs rarely get the same attention. That gap becomes obvious about forty minutes into a meeting, when people start shifting in their seats and glancing at the door. </span></p>
<p><span style="font-weight: 400;">Bad chairs shorten productive conversation and pull focus away from the agenda. No facilitation technique fixes a room full of distracted, uncomfortable people. The following sections cover why seating matters and what to look for in a better chair.</span></p>
<h2><b>Why Discomfort Derails Meetings</b></h2>
<p><span style="font-weight: 400;">A rigid chair puts a timer on every discussion. Pressure builds in the lower back, legs go numb, and attention quietly moves from the speaker to the clock. Fidgeting is contagious. One person adjusting their posture triggers the person next to them to do the same.</span></p>
<p><span style="font-weight: 400;">That restlessness affects the quality of decisions, too. Attendees rush through complex agenda items just to escape the room sooner, and topics that need careful thought get pushed to the next meeting. </span></p>
<p><span style="font-weight: 400;">Finding</span><em><a href="https://officesolutionsfl.com/product-category/conference-room-chairs/" rel="noopener"> <span style="font-weight: 400;">comfortable conference room chairs for modern offices</span></a></em><span style="font-weight: 400;"> changes that dynamic by keeping people physically at ease during the longer strategy and planning sessions where real decisions happen. The chair, not the agenda, is often the true bottleneck.</span></p>
<p><img loading="lazy" decoding="async" class="aligncenter  wp-image-143298" src="https://thyblackman.com/wp-content/uploads/2026/10/Conference-Room-Seating-Gets-Overlooked-Until-Meetings-Run-Long.jpg" alt="Conference Room Seating Gets Overlooked Until Meetings Run Long." width="482" height="321" srcset="https://thyblackman.com/wp-content/uploads/2026/10/Conference-Room-Seating-Gets-Overlooked-Until-Meetings-Run-Long.jpg 612w, https://thyblackman.com/wp-content/uploads/2026/10/Conference-Room-Seating-Gets-Overlooked-Until-Meetings-Run-Long-300x200.jpg 300w, https://thyblackman.com/wp-content/uploads/2026/10/Conference-Room-Seating-Gets-Overlooked-Until-Meetings-Run-Long-450x300.jpg 450w" sizes="auto, (max-width: 482px) 100vw, 482px" /></p>
<h2><b>What Makes a Conference Chair Effective</b></h2>
<p><span style="font-weight: 400;">Seat depth and cushion density do more work than aesthetics. A shallow seat pushes the user forward off the backrest. A seat that is too deep presses into the backs of the knees. Dense foam holds its shape through a two-hour session; cheap padding goes flat in twenty minutes.</span></p>
<p><span style="font-weight: 400;">Lumbar support separates a decent chair from a forgettable one. A contoured backrest keeps the spine neutral. A flat back forces rounded shoulders and an awkward forward lean, both of which accelerate fatigue.</span></p>
<p><span style="font-weight: 400;">Armrests matter more than most buyers realize. Fixed armrests set too high push the shoulders toward the ears and create neck strain. Adjustable or well-padded armrests let each person settle into a natural position without bumping the table edge.</span></p>
<h2><b>Choosing the Right Base and Mobility</b></h2>
<p><span style="font-weight: 400;">Conference chairs come in two common base styles: a stationary four-leg frame and a wheeled swivel base. The better option depends on the room.</span></p>
<p><span style="font-weight: 400;">Four-leg chairs suit tight layouts where rolling causes collisions. They stack neatly for rooms that serve double duty. Swivel bases belong in larger boardrooms where people need to turn toward a screen or whiteboard without dragging their seat.</span></p>
<p><span style="font-weight: 400;">The caster type should match the floor. Hard casters scratch wood and laminate. Soft rubber casters grip hard surfaces without scuffing. Carpet casters use a firmer wheel that rolls through thick pile instead of dragging across it.</span></p>
<h2><b>Material and Upholstery Considerations</b></h2>
<p><span style="font-weight: 400;">Mesh backs let air circulate in warm offices and prevent the sticky buildup that comes with long sits. Leather and faux leather look sharp but trap heat and need routine care to avoid cracking.</span></p>
<p><span style="font-weight: 400;">Fabric upholstery offers a balanced option. It stays cooler than leather, and commercial-grade weaves resist coffee and ink stains well. Patterned fabrics hide everyday wear better than solid colors as the chairs age.</span></p>
<p><span style="font-weight: 400;">Frame material determines lifespan. Steel frames withstand daily use in busy rooms without warping. Aluminum frames weigh less, a practical advantage when chairs move between rooms regularly.</span></p>
<h2><b>Sizing the Chair to the Table</b></h2>
<p><span style="font-weight: 400;">A mismatch between seat height and table height forces bad posture. Most conference tables stand at 29 to 30 inches. The right chair places a seated person&#8217;s forearms level with the tabletop.</span></p>
<p><span style="font-weight: 400;">Too-low chairs push the shoulders up. Too-high chairs leave feet unsupported, adding pressure under the thighs. A pneumatic height cylinder solves the problem quickly for rooms shared across teams.</span></p>
<p><span style="font-weight: 400;">Width counts for spacing. A 20-inch seat fits most adults comfortably, but narrower options allow more chairs around the same table. Measuring the table perimeter and dividing by the target seat count avoids a cramped setup.</span></p>
<h2><b>Conclusion</b></h2>
<p><span style="font-weight: 400;">Start the next conference room upgrade with the chairs, not the display or the table. Test cushion density in person, confirm that the seat height matches the table, and pick casters rated for the actual flooring. A chair that supports the body through a ninety-minute session gives a team the stamina to work through hard topics instead of postponing them. </span></p>
<p><span style="font-weight: 400;">Order samples before committing to a full set, because the wrong chair quietly costs more in lost focus than it ever saved upfront.</span></p>
<p>Staff Writer; <strong>Bobby Davis</strong></p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/24/conference-room-seating-gets-overlooked-until-meetings-run-long/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>What Should Happen During a Routine Dental Visit?</title>
		<link>https://thyblackman.com/2026/10/24/what-should-happen-during-a-routine-dental-visit/</link>
					<comments>https://thyblackman.com/2026/10/24/what-should-happen-during-a-routine-dental-visit/#comments</comments>
		
		<dc:creator><![CDATA[Staff]]></dc:creator>
		<pubDate>Sat, 24 Oct 2026 18:23:32 +0000</pubDate>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[SN]]></category>
		<category><![CDATA[Weekly Columns]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143294</guid>

					<description><![CDATA[(ThyBlackMan.com) A routine dental visit checks more than visible tooth problems. The dentist reviews the medical history, examines the teeth and gums, removes plaque buildup, and identifies any changes that need attention. X-rays are taken when symptoms, age, or dental history make them useful. Patients also receive practical guidance about brushing, flossing, diet, and future care. [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) <span style="font-weight: 400;">A routine dental visit checks more than visible tooth problems. The dentist reviews the medical history, examines the teeth and gums, removes plaque buildup, and identifies any changes that need attention. X-rays are taken when symptoms, age, or dental history make them useful. Patients also receive practical guidance about brushing, flossing, diet, and future care.</span></p>
<p><span style="font-weight: 400;">Knowing each step helps patients arrive prepared and recognize when follow-up treatment is needed, beginning with the initial health review.</span></p>
<h2><b>1. Medical history and concerns</b></h2>
<p><span style="font-weight: 400;">The appointment usually begins with a review of health changes, medications, allergies, surgeries, and dental concerns. Patients should mention tooth sensitivity, bleeding gums, jaw pain, dry mouth, grinding, or changes in bite.</span></p>
<p><span style="font-weight: 400;">A dentist also asks about daily oral hygiene and previous treatment. Honest answers help connect mouth symptoms with medical conditions, medication side effects, or habits that affect teeth and gums.</span></p>
<p><span style="font-weight: 400;">Patients comparing local care can review information about a</span><em><a href="https://lvsmile.com/" rel="noopener"> <span style="font-weight: 400;">dentist in Las Vegas</span></a></em><span style="font-weight: 400;"> before scheduling. A routine visit should include time to discuss concerns, explain findings, and decide whether preventive care or treatment comes next. The first conversation gives the dental team context for the examination.</span></p>
<p><img loading="lazy" decoding="async" class="aligncenter  wp-image-143295" src="https://thyblackman.com/wp-content/uploads/2026/10/What-Should-Happen-During-a-Routine-Dental-Visit.jpg" alt="What Should Happen During a Routine Dental Visit?" width="477" height="358" srcset="https://thyblackman.com/wp-content/uploads/2026/10/What-Should-Happen-During-a-Routine-Dental-Visit.jpg 612w, https://thyblackman.com/wp-content/uploads/2026/10/What-Should-Happen-During-a-Routine-Dental-Visit-300x225.jpg 300w, https://thyblackman.com/wp-content/uploads/2026/10/What-Should-Happen-During-a-Routine-Dental-Visit-280x210.jpg 280w, https://thyblackman.com/wp-content/uploads/2026/10/What-Should-Happen-During-a-Routine-Dental-Visit-560x420.jpg 560w, https://thyblackman.com/wp-content/uploads/2026/10/What-Should-Happen-During-a-Routine-Dental-Visit-450x338.jpg 450w" sizes="auto, (max-width: 477px) 100vw, 477px" /></p>
<h2><b>2. Examination of teeth and gums</b></h2>
<p><span style="font-weight: 400;">The dentist examines each tooth for decay, cracks, worn fillings, loose restorations, discoloration, and changes in alignment. The examination also includes the gums, tongue, cheeks, jaw, and areas beneath the gumline.</span></p>
<p><span style="font-weight: 400;">Gum measurements can identify pockets, swelling, recession, or bleeding. These findings help determine whether a standard cleaning is appropriate or whether periodontal treatment requires a separate appointment.</span></p>
<p><span style="font-weight: 400;">The dentist may also check the bite and jaw movement. Frequent headaches, clicking, limited opening, or flattened tooth surfaces can point to clenching or grinding. Early discussion allows the patient to address discomfort before it progresses to damage.</span></p>
<h2><b>3. Dental X-rays When Needed</b></h2>
<p><span style="font-weight: 400;">X-rays show areas that a visual examination cannot reach. They can reveal decay between teeth, bone loss, impacted teeth, infection, developing problems, and changes around existing dental work.</span></p>
<p><span style="font-weight: 400;">The dentist chooses the type and timing of imaging based on symptoms, age, risk factors, and dental history. A patient without symptoms does not automatically need every type of X-ray at every visit.</span></p>
<p><span style="font-weight: 400;">Patients should ask what each image will show and how it affects the care plan. That explanation makes the purpose of imaging clear and prevents confusion about routine screening.</span></p>
<h2><b>4. Professional Cleaning</b></h2>
<p><span style="font-weight: 400;">A dental hygienist removes plaque and tartar from tooth surfaces. Plaque is a soft bacterial film, while tartar is hardened buildup that brushing cannot remove.</span></p>
<p><span style="font-weight: 400;">Cleaning usually includes instruments to loosen deposits, followed by polishing to remove surface stains and leave teeth smooth. Flossing between teeth can remove residual debris and reveal areas that need more daily care.</span></p>
<p><span style="font-weight: 400;">Some patients need deeper cleaning because gum pockets contain tartar below the gumline. That treatment differs from a standard cleaning and often requires more than one appointment, depending on gum health.</span></p>
<h2><b>5. Preventive Advice And Treatment Planning</b></h2>
<p><span style="font-weight: 400;">After the examination and cleaning, the dental team explains the findings in plain language. The discussion can cover a small cavity, gum inflammation, an aging filling, tooth wear, or no treatment beyond regular prevention.</span></p>
<p><span style="font-weight: 400;">The dentist should explain treatment choices, timing, expected visits, and home-care instructions. Patients can ask which issue needs attention first and what symptoms require an earlier call.</span></p>
<p><span style="font-weight: 400;">Preventive advice should match the patient’s habits and risks. A person with frequent cavities may need changes in snack choices or fluoride use. For someone with gum bleeding, improved brushing and interdental cleaning may be needed.</span></p>
<h2><b>6. Scheduling The Next Visit</b></h2>
<p><span style="font-weight: 400;">The next appointment depends on the patient’s oral health, risk level, and unfinished treatment. Many people return for periodic examinations and cleanings, while patients with gum disease, active decay, or complex restorations need closer monitoring.</span></p>
<p><span style="font-weight: 400;">Before leaving, patients should confirm any recommended X-rays, referrals, prescriptions, or treatment appointments. They should also know which symptoms require prompt attention, such as facial swelling, severe pain, fever, or a broken tooth.</span></p>
<h2><b>Conclusion</b></h2>
<p><span style="font-weight: 400;">A routine dental visit combines conversation, examination, professional cleaning, and a clear plan for follow-up care. Patients should bring an updated medication list, describe new symptoms, and ask questions about every recommendation.</span></p>
<p><span style="font-weight: 400;">Regular appointments help identify decay, gum disease, bite problems, and worn dental work before they create larger concerns. The practical next step is to schedule a visit and note any changes observed since the last examination.</span></p>
<p>Staff Writer;<strong> George Brown</strong></p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/24/what-should-happen-during-a-routine-dental-visit/feed/</wfw:commentRss>
			<slash:comments>1</slash:comments>
		
		
			</item>
		<item>
		<title>Why DeSean Jackson’s documentary is about more than the rise of a star NFL player.</title>
		<link>https://thyblackman.com/2026/10/23/desean-jackson-go-deep-documentary-family-nfl-legacy/</link>
					<comments>https://thyblackman.com/2026/10/23/desean-jackson-go-deep-documentary-family-nfl-legacy/#respond</comments>
		
		<dc:creator><![CDATA[Mark Hines]]></dc:creator>
		<pubDate>Sat, 24 Oct 2026 03:59:36 +0000</pubDate>
				<category><![CDATA[Sports]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Ent.]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[SN]]></category>
		<category><![CDATA[Weekly Columns]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143289</guid>

					<description><![CDATA[(ThyBlackMan.com) The 2026 college football has the Mid-Eastern Athletic Conference with two teams led by former NFL all-stars as head coaches vying for the top of the conference. Norfolk State is seeing a big improvement in wins in 2026 by its team managed by head coach Michael Vick and Delaware State is building off the [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) The 2026 college football has the Mid-Eastern Athletic Conference with two teams led by former NFL all-stars as head coaches <em><a href="https://www.espn.com/college-football/standings/_/view/fcs" rel="noopener">vying for the top of the conference.</a> </em>Norfolk State is seeing a big improvement in wins in 2026 by its team managed by head coach Michael Vick and Delaware State is building off the solid 2025 season led by head coach DeSean Jackson.<em> <a href="https://thyblackman.com/2025/09/05/ranking-the-nfl-playing-careers-of-former-nfl-stars-turned-current-hbcu-football-head-coaches/?fbclid=IwY2xjawU7HyhleHRuA2FlbQIxMQBwZG9mAXNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR6dUZGRS_9bzM6Ql8uYbMq0RFs7uvZx0ZBkDdvdTqhlM4nMua4EBMtjpbV-Hg_aem_vUToMnDNFHy1lnj8sVt0Bg">Jackson’s NFL career</a> </em>was full of exciting moments as a former Pro Bowl player as both a wide receiver and return specialist. His life was recently profiled in the 2026 documentary, <em>Go Deep: The DeSean Jackson Story</em>, that was released several weeks ago on <em><a href="https://www.primevideo.com/detail/0LD443M75MWJUUT5CZWM8CSFQI" rel="noopener">Amazon Prime.</a></em></p>
<p>Football fans are likely familiar with DeSean Jackson’s arrival into the NFL after being a college star with the California Golden Bears. <em>Go Deep</em> isn’t just a story about DeSean’s journey into the NFL but also his father Bill’s desire for his two sons to have lasting success in the NFL. The footage from the documentary comes from DeSean’s older brother Byron, who was a wide receiver who spent a couple of seasons on the Kansas City practice squad. Byron was pushed by the elder Jackson to work towards NFL success despite Byron’s other interest in filmmaking. Byron Jackson’s talent in filmmaking led him to want to capture the burgeoning football career of his then-kid brother DeSean when the chances of Byron making an NFL roster seemed very slim.</p>
<p><img loading="lazy" decoding="async" class="aligncenter  wp-image-143292" src="https://thyblackman.com/wp-content/uploads/2026/10/Why-DeSean-Jacksons-documentary-is-about-more-than-the-rise-of-a-star-NFL-player.png" alt="Why DeSean Jackson’s documentary is about more than the rise of a star NFL player." width="483" height="319" srcset="https://thyblackman.com/wp-content/uploads/2026/10/Why-DeSean-Jacksons-documentary-is-about-more-than-the-rise-of-a-star-NFL-player.png 1064w, https://thyblackman.com/wp-content/uploads/2026/10/Why-DeSean-Jacksons-documentary-is-about-more-than-the-rise-of-a-star-NFL-player-300x198.png 300w, https://thyblackman.com/wp-content/uploads/2026/10/Why-DeSean-Jacksons-documentary-is-about-more-than-the-rise-of-a-star-NFL-player-1024x676.png 1024w, https://thyblackman.com/wp-content/uploads/2026/10/Why-DeSean-Jacksons-documentary-is-about-more-than-the-rise-of-a-star-NFL-player-768x507.png 768w, https://thyblackman.com/wp-content/uploads/2026/10/Why-DeSean-Jacksons-documentary-is-about-more-than-the-rise-of-a-star-NFL-player-450x297.png 450w, https://thyblackman.com/wp-content/uploads/2026/10/Why-DeSean-Jacksons-documentary-is-about-more-than-the-rise-of-a-star-NFL-player-780x515.png 780w" sizes="auto, (max-width: 483px) 100vw, 483px" /></p>
<p>Although much of the documentary is set in California, Bill Jackson’s roots were in Pittsburgh as a big Steelers fan growing up before moving his family to California before DeSean was born. The strong and sometimes volatile relationship between DeSean and his father is highlighted as his father attempts to guide him through high school stardom, the father’s strong desires for his son’s success that leads to issues with his coaches, and keeping his talented younger son from any off the field troubles that can happen to young Black male athletes as they receive national accolades.</p>
<p>One of the more interesting moments of the documentary takes place prior the 2008 NFL Draft when former California Golden Bears head football coach Jeff Tedford has a discussion with the Jackson prior to the NFL Draft. While discussing that he wasn’t trying to convince Jackson to return to college for his senior year at California, Telford has a heated discussion with Bill Jackson about the father and the head coach’s play calling. Ultimately, DeSean Jackson didn’t return to California and surprisingly fell to the second round of the 2008 NFL Draft.</p>
<p>While football is the focus of the documentary, <em>Go Deep</em> is more about family dynamics than football. Older brother Byron shifts between filmmaker, older brother as a mentor, and the unique relationship with his strong-willed father. The success of DeSean Jackson during his rookie year with the Philadelphia Eagles seems to validate the actions of father Bill Jackson in pushing his son towards getting to the NFL and the film ends with a number of touching moments. The film was appropriately named due to DeSean Jackson’s NFL special skill and the Jackson family dynamic.</p>
<p>Staff Writer; <strong>Mark Hines</strong></p>
<p>&nbsp;</p>
<p><strong> </strong></p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/23/desean-jackson-go-deep-documentary-family-nfl-legacy/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>California Proposition 40: Could a Wealth Tax Repeat France&#8217;s Mistakes?</title>
		<link>https://thyblackman.com/2026/10/23/california-proposition-40-wealth-tax-france/</link>
					<comments>https://thyblackman.com/2026/10/23/california-proposition-40-wealth-tax-france/#respond</comments>
		
		<dc:creator><![CDATA[Staff]]></dc:creator>
		<pubDate>Sat, 24 Oct 2026 03:02:08 +0000</pubDate>
				<category><![CDATA[Politics]]></category>
		<category><![CDATA[BH]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Weekly Columns]]></category>
		<guid isPermaLink="false">https://thyblackman.com/?p=143275</guid>

					<description><![CDATA[(ThyBlackMan.com) French economist Gabriel Zucman has come to California bearing a familiar French solution to a fiscal problem: another tax. Once based at the University of California, Berkeley, Zucman is back and campaigning for Proposition 40, which would impose an allegedly one-time five percent tax on the net worth of Californians worth more than $1 [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>(<strong>ThyBlackMan.com</strong>) French economist Gabriel Zucman has come to California bearing a familiar French solution to a fiscal problem: another tax.</p>
<p>Once based at the University of California, Berkeley, Zucman is back and campaigning for Proposition 40, which would impose an allegedly one-time five percent tax on the net worth of Californians worth more than $1 billion. Zucman, who coauthored the proposition, estimates that the tax could raise about $100 billion and claims that 90 percent of the proceeds would go to healthcare.</p>
<p>The California Legislative Analyst&#8217;s office is far more cautious, saying it would raise only &#8220;tens of billions&#8221; and could cause a long-term loss of income-tax revenue as wealthy people leave the state with the companies they created.</p>
<p>I&#8217;ve written plenty about why wealth taxes are economically destructive, administratively nightmarish and unlikely to achieve anything close to what their advocates promise. But Zucman&#8217;s prescription is wrong for a more fundamental reason, as his (and my) native country shows: Raising taxes to fuel ever-larger demands for government spending is a recipe for disaster.</p>
<p>Unless you&#8217;ve been living in a remote cave recently, you&#8217;ve likely seen all the protests and destruction in France. But do you know why it&#8217;s happening?</p>
<p><img loading="lazy" decoding="async" class="aligncenter wp-image-143283" src="https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes.png" alt="California Proposition 40: Could a Wealth Tax Repeat France's Mistakes?" width="919" height="308" srcset="https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes.png 2408w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes-300x100.png 300w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes-1024x343.png 1024w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes-768x257.png 768w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes-1536x514.png 1536w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes-2048x686.png 2048w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes-450x151.png 450w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes-780x261.png 780w, https://thyblackman.com/wp-content/uploads/2026/10/California-Proposition-40-Could-a-Wealth-Tax-Repeat-Frances-Mistakes-1600x536.png 1600w" sizes="auto, (max-width: 919px) 100vw, 919px" /></p>
<p>As another economist, Paul Krugman, rightly noted back in 2017, &#8220;France offers a social safety net beyond the wildest dreams of U.S. progressives: guaranteed high-quality health care for all, generous paid leave for new parents, universal pre-K, and much more.&#8221;</p>
<p>For decades, France has answered any perceived desire with government spending, then responded to the resulting fiscal problem by seeking new revenue sources. Today, French government spending consumes roughly 58% of GDP.</p>
<p>Krugman gloated that France wasn&#8217;t suffering social collapse and speculated that it was due to all the spending. He certainly can&#8217;t say that anymore. In fact, he is now worried that France may be on the precipice of a debt crisis. The truth is that France hasn&#8217;t done well for some time, even when Krugman cheered its spending.</p>
<p>One of the groups in the street today, young people, has faced widespread unemployment for a long time. The youth unemployment rate in France (ages 15-24) has hovered between 17 percent and 27 percent since 2000. In the second quarter of 2026, it was 21.6 percent, against 14.8 percent in the Eurozone and 9.9 percent in the U.S.</p>
<p>French people also pay some of the highest taxes in the developed world, and they&#8217;re not happy with the return. The government already takes more than 52 percent of the country&#8217;s output in revenue, runs deficits exceeding five percent of GDP and has accumulated debt approaching 120 percent of GDP. Nonetheless, French students complain that the government is shortchanging schools, while everyone sees that it is shortchanging its army and police.</p>
<p>The students aren&#8217;t wrong to feel left out. At The Two Cents Substack, Hoover Institution scholar Hanno Lustig calculates that, between 1995 and 2024, spending on social protection and health (most of which benefits older people) rose from 53.1 percent to 58.7 percent of all French government spending. The share devoted to education, defense and public order fell from 15.2 percent to 13.7 percent. Transportation fell from 5.3 percent to 3.8 percent.</p>
<p>In other words, France has built an enormous welfare state, much of it devoted to older citizens, while letting other state capacities and basic services fall apart. As transfers of wealth swallow a larger share of the budget, everything else gets squeezed.</p>
<p>That is the fiscal ratchet Californians should worry about when Zucman tells them Proposition 40 is necessary to &#8220;save&#8221; healthcare. Proponents claim Washington &#8220;cut&#8221; Medicaid, but that language is misleading. California&#8217;s deficit started long before any Washington spending reductions. Besides, federal Medicaid spending isn&#8217;t falling — not even close. The Congressional Budget Office estimates it will reach $708 billion in 2026, eight percent more than in 2025. What Washington did in the 2025 budget reconciliation law was reduce Medicaid&#8217;s future growth relative to previous projections, partly by changing eligibility and enrollment rules and financing arrangements.</p>
<p>This is how the ratchet works. Once the government projects a spending increase, anything less becomes a cut. And once Washington fails to finance the entire projected increase, Californians are told that Sacramento must backfill the missing money. And how should it do that? Conveniently, by creating an entirely new tax.</p>
<p>France has run this experiment for decades. It has an incredibly generous welfare state paid for with very high taxes; it&#8217;s even tried a wealth tax and has a value-added tax, yet somehow it&#8217;s never enough. Its welfare state has not eliminated scarcity. It has merely transferred the job of rationing scarce resources to politicians.</p>
<p>Zucman looks at California and sees hundreds of billions of dollars of private wealth waiting to solve a public finance problem. Californians should look across the Atlantic and ask a different question: What happens after politicians decide that every spending adjustment can be delayed until tomorrow by finding another pot of private wealth?</p>
<p>France should not be sending California tax advice. It should be sending a warning.</p>
<p>Written by <strong>Veronique de Rugy</strong></p>
<p><em>Official website</em>; <a href="http://twitter.com/veroderugy" rel="noopener">http://twitter.com/veroderugy</a></p>
<p>&nbsp;</p>
]]></content:encoded>
					
					<wfw:commentRss>https://thyblackman.com/2026/10/23/california-proposition-40-wealth-tax-france/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
	</channel>
</rss>
