https://thyblackman.com/2019/12/08/money-personality-whats-yours/ Black News 24/7 Online for the Black Community. Sun, 08 Dec 2019 19:53:00 +0000 hourly 1 https://wordpress.org/?v=6.9.4 https://thyblackman.com/2019/12/08/money-personality-whats-yours/comment-page-1/#comment-282629 Sun, 08 Dec 2019 19:53:00 +0000 http://thyblackman.com/?p=89471#comment-282629 It’s all good to tell someone to have a financial plan, but just try to actually create one – a real one, not just a budget or a spreadsheet. You need to account for decades of variables, calculate taxes, decide when to claim Social Security, etc. In the interest of eliminating that exercise in frustration, I offer a suggestion. You can hire a professional adviser (expensive), or you can do it yourself with a financial planning tool like The Complete Retirement Planner (there may be others, but this seems very thorough). Just a suggestion, but hope it helps someone. If you’re going to do it, do it right.

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