How Your Image is Affecting Your Business.

(ThyBlackMan.com) Often times as business owners (and even professionals) we can be so focused on getting the job done that we don’t bother to take a long hard look in the mirror.  While the job may be well done, you can be unfairly judged because you did not become the total package to execute this project.  This lack of preparation or knowledge... [Read more...]

40 Dollars Worth of Fuel In Feb/March.

(ThyBlackMan.com) It was not enough that the payroll tax cut for “working people” reduced the amount of money going into the Social Security Trust Fund; now our whopping $40.00 bonuses will be gobbled up by the oil companies as they raise the price at the pump. They have been wanting to get to $5.00 per gallon for some time now; well, looks like... [Read more...]

No Same Day: Tax Returns My Friend.

(ThyBlackMan.com) Every tax season I see the same ads about getting your tax return as quickly as possible. There are ads on television. There are ads on every light post in town. Why are companies so helpful all of a sudden? Do people really understand the scam they are signing up for? Refund anticipation loans Each year customers flood the offices... [Read more...]

Tax Refund, Is it ‘Rapid Refund’ when it’s 365 days late?

(ThyBlackMan.com) Tax time is upon us. This is the time where Uncle Sam mandates that we reconcile taxes that were collected throughout the year by way of payroll withholdings and estimated payments and what’s rightfully due to the IRS. Individuals have until April 15th to get their tax return prepared and their tax liability paid or suffers... [Read more...]

3 Reasons: Why We Must Teach Financial Education.

(ThyBlackMan.com) As Financial Education Month (April) draws near, I am reminded of why it’s important that the community of students, parents, financial educators, and financial institutions work together to promote basic personal finance. Expectations Are Changed Students today are constantly marketed to. I work with students and get to hear what... [Read more...]

Credit – 5 Ways to Pay Down Debt.

(ThyBlackMan.com) As we still try to recover from the worst economic meltdown since the great depression, we continue to see a trend of high unemployment, foreclosures and bankruptcies. Despite that there are many people who are taking the proactive approach of getting their financial lives back in order by paying down debt. Besides all the money you... [Read more...]

Black Folks, Cash Flow 2012…

(ThyBlackMan.com) With all the talk about the economy relative to the rich and the poor, tax inequity, disparities in employment, and high prices for the necessities of life, one very important consideration for Black people in the U.S. is cash flow – both individual and collective. Simply put, cash flow projections tell us how much cash is coming... [Read more...]

3 Common Myths: When it comes to Using Prepaid Debit Cards…

(ThyBlackMan.com) There are a slew of new prepaid debit cards promising everything from raising your credit score to roadside assistance, but are these cards really better than an account at a financial institution? Let’s take a look at the three most common myths about using prepaid debit cards. #1 I can’t open an account at a financial institution.... [Read more...]

Press Release; Lash to Lens…

(ThyBlackMan.com) What do you get when you combine an already successful makeup artist business with a successful photography establishment?  Lash To Lens. Lash to Lens is the brainchild of makeup artist Charlene Armstrong and photographer Kesha Lambert. Introduced by Charlene’s husband, the ladies started working with each other when they noticed... [Read more...]

Christmas: Baby Santa Is Not Rich…

(ThyBlackMan.com) Why do we have this overwhelming tendency to overspend on our kids during the holidays?  I will admit that I have been guilty of during this in the past.   When I thought I was done I would tell myself that I would buy just one more gift.  Even when they were very inexpensive I felt that I needed to fill the bottom of my tree... [Read more...]

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