(ThyBlackMan.com) Aside from being in a deep financial turmoil, there are other effects of getting into huge credit card debt. You will be stressed out, depressed and irritated all the time. You cannot even sleep at night since your debts will keep haunting you even when you go to bed.
When stress and depression govern your life, chances are you will feel like you are living in a sink hole with no way out. This is the reason why you need to heal yourself mentally, physically and emotionally. When all these are 
sorted, you can think clearly, be more optimistic about life and come up with different means to pay off your debt as soon as possible.
The following are tips on how to get out from stress and depression:
1. Realize that you are not alone.
You must realize that you are not the only one who is having financial problems. There are a lot of people and families who are on the same level as you are now– some of them are even worse than you can imagine. When you have accepted this fact, then you will feel a little bit lighter.
2. Write down everything you feel in a journal.
The bad thing about being in debt is that you forget to recognize that you are also a human being who has feelings that need to be expressed. And unfortunately, not everyone wants to hear financial problems being talked about during family dinner.
This is where writing everything down in a journal- from what you feel and want to your future plans – can be a good form of therapy for you. This way, you could voice out everything that concerns you without the fear of being criticized by others. It is your own little world and when you have released all your anger, frustrations, and anxieties in your journal you will begin to see and feel that indeed there is hope to come out of this mess.
3. Join a support group.
Want to know how others succeed in their quest of getting out of debt? Why not join a support group? There are groups or associations that you can join within your community. These are groups of people who are in the same boat as you are and at the same time share the same goal – to be out of debt and be totally free!
Head Writer; Thomas Jones, Jr.